{"id":6098,"date":"2022-10-29T16:56:24","date_gmt":"2022-10-29T07:56:24","guid":{"rendered":"https:\/\/www.shinjuku-law.jp\/columns-debt\/?p=6098"},"modified":"2026-01-30T14:50:13","modified_gmt":"2026-01-30T05:50:13","slug":"saimuseiri-chienshougaikin","status":"publish","type":"post","link":"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/","title":{"rendered":"\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\uff1f\u8a08\u7b97\u65b9\u6cd5\u3084\u652f\u6255\u3048\u306a\u3044\u5834\u5408\u306e\u5bfe\u51e6\u65b9\u6cd5\u307e\u3067\u5f01\u8b77\u58eb\u304c\u8a73\u3057\u304f\u89e3\u8aac"},"content":{"rendered":"<p><!--debt-column\u3010D325\u3011--!>\n<!-- \u2605\u3000--><\/p>\n<div class=\"text-box_setsumei\">\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3068\u304d\u306b\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u306e\u304b\u3001\u8a08\u7b97\u65b9\u6cd5\u3001\u652f\u6255\u3048\u306a\u3044\u5834\u5408\u306e\u5bfe\u51e6\u65b9\u6cd5\u3002<\/div>\n<div class=\"article-zakkuri\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_zakkuri-point.png\" alt=\"\u3056\u3063\u304f\u308a\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_zakkuri-point\">\n<ul>\n<li><span class=\"bg-yellow\">\u9045\u5ef6\u640d\u5bb3\u91d1<\/span>\u3068\u306f<\/li>\n<li>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e<span class=\"bg-yellow\">\u8a08\u7b97\u65b9\u6cd5<\/span><\/li>\n<li>\u9045\u5ef6\u640d\u5bb3\u91d1\u304c<span class=\"bg-yellow\">\u6255\u3048\u306a\u3044\u5834\u5408\u306e\u5bfe\u5fdc\u65b9\u6cd5<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"article_zakkuri-point_footer\"><\/div>\n<p><!--\/\/ \u3056\u3063\u304f\u308a\u30dd\u30a4\u30f3\u30c8\u30d5\u30c3\u30bf\u30fc End \/\/--><\/p>\n\n    <div class=\"service-card\">\n        <a href=\"https:\/\/www.shinjuku-law.jp\/flow\/\" target=\"_blank\" class=\"service-card__item\" rel=\"noopener\">\n            <div class=\"service-card__title\">\u76f8\u8ac7\u306e\u6d41\u308c<\/div>\n            <div class=\"service-card__icon\">\n                <img src=\"\/columns-debt\/wp-content\/themes\/emanon-pro\/assets\/img\/icon-flow.webp\" alt=\"\u76f8\u8ac7\u306e\u6d41\u308c\" width=\"70\" height=\"69\">\n            <\/div>\n            <div class=\"service-card__footer\">\u8a73\u7d30\u306f\u3053\u3061\u3089 <span>><\/span><\/div>\n        <\/a>\n\n        <a href=\"https:\/\/www.shinjuku-law.jp\/services\/debt\/fee\/?columns-debt\" target=\"_blank\" class=\"service-card__item\" rel=\"noopener\">\n            <div class=\"service-card__title\">\u501f\u91d1\u554f\u984c\u306e\u8cbb\u7528<\/div>\n            <div class=\"service-card__icon\">\n                <img src=\"\/columns-debt\/wp-content\/themes\/emanon-pro\/assets\/img\/icon-cost.webp\" alt=\"\u501f\u91d1\u554f\u984c\u306e\u8cbb\u7528\" width=\"70\" height=\"69\">\n            <\/div>\n            <div class=\"service-card__footer\">\u8a73\u7d30\u306f\u3053\u3061\u3089 <span>><\/span><\/div>\n        <\/a>\n    <\/div>\n<div class=\"mokuji-title\">\u76ee\u6b21<\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-roman\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\"><\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E3%80%90Cross_Talk_%E3%80%91%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%A3%E3%81%A6%E3%81%A9%E3%81%86%E3%81%84%E3%81%86%E5%A0%B4%E5%90%88%E3%81%AB%E6%89%95%E3%81%86%E5%BF%85%E8%A6%81%E3%81%8C%E3%81%82%E3%82%8A%E3%81%BE%E3%81%99%E3%81%8B%EF%BC%9F\" title=\"\u3010Cross Talk \u3011\u9045\u5ef6\u640d\u5bb3\u91d1\u3063\u3066\u3069\u3046\u3044\u3046\u5834\u5408\u306b\u6255\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304b\uff1f\">\u3010Cross Talk \u3011\u9045\u5ef6\u640d\u5bb3\u91d1\u3063\u3066\u3069\u3046\u3044\u3046\u5834\u5408\u306b\u6255\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304b\uff1f<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E5%80%9F%E9%87%91%E3%82%92%E5%BB%B6%E6%BB%9E%E3%81%97%E3%81%9F%E3%81%A8%E3%81%8D%E3%81%AB%E7%99%BA%E7%94%9F%E3%81%99%E3%82%8B%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%A8%E3%81%AF\" title=\"\u501f\u91d1\u3092\u5ef6\u6ede\u3057\u305f\u3068\u304d\u306b\u767a\u751f\u3059\u308b\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\">\u501f\u91d1\u3092\u5ef6\u6ede\u3057\u305f\u3068\u304d\u306b\u767a\u751f\u3059\u308b\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%A8%E3%81%AF\" title=\"\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\">\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%AE%E8%A8%88%E7%AE%97%E6%96%B9%E6%B3%95\" title=\"\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u8a08\u7b97\u65b9\u6cd5\">\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u8a08\u7b97\u65b9\u6cd5<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%A8%E3%83%96%E3%83%A9%E3%83%83%E3%82%AF%E3%83%AA%E3%82%B9%E3%83%88%E3%81%AE%E9%96%A2%E4%BF%82\" title=\"\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306e\u95a2\u4fc2\">\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306e\u95a2\u4fc2<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%AE%E6%94%AF%E6%89%95%E3%81%84%E3%81%8C%E3%81%A7%E3%81%8D%E3%81%AA%E3%81%84%E5%A0%B4%E5%90%88%E3%81%AE%E5%AF%BE%E5%BF%9C%E6%96%B9%E6%B3%95\" title=\"\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u652f\u6255\u3044\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u306e\u5bfe\u5fdc\u65b9\u6cd5\">\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u652f\u6255\u3044\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u306e\u5bfe\u5fdc\u65b9\u6cd5<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E8%B2%B8%E9%87%91%E6%A5%AD%E8%80%85%E3%81%AB%E7%9B%B8%E8%AB%87%E3%81%99%E3%82%8B\" title=\"\u8cb8\u91d1\u696d\u8005\u306b\u76f8\u8ac7\u3059\u308b\">\u8cb8\u91d1\u696d\u8005\u306b\u76f8\u8ac7\u3059\u308b<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E5%82%B5%E5%8B%99%E6%95%B4%E7%90%86%E3%82%92%E3%81%99%E3%82%8B\" title=\"\u50b5\u52d9\u6574\u7406\u3092\u3059\u308b\">\u50b5\u52d9\u6574\u7406\u3092\u3059\u308b<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E5%80%9F%E3%82%8A%E6%8F%9B%E3%81%88%E3%83%AD%E3%83%BC%E3%83%B3%E3%83%BB%E3%81%8A%E3%81%BE%E3%81%A8%E3%82%81%E3%83%AD%E3%83%BC%E3%83%B3%E3%81%AF%E9%9D%9E%E5%B8%B8%E3%81%AB%E5%8E%B3%E3%81%97%E3%81%84\" title=\"\u501f\u308a\u63db\u3048\u30ed\u30fc\u30f3\u30fb\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u306f\u975e\u5e38\u306b\u53b3\u3057\u3044\">\u501f\u308a\u63db\u3048\u30ed\u30fc\u30f3\u30fb\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u306f\u975e\u5e38\u306b\u53b3\u3057\u3044<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/saimuseiri-chienshougaikin\/#%E3%81%BE%E3%81%A8%E3%82%81\" title=\"\u307e\u3068\u3081\">\u307e\u3068\u3081<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"%E3%80%90Cross_Talk_%E3%80%91%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%A3%E3%81%A6%E3%81%A9%E3%81%86%E3%81%84%E3%81%86%E5%A0%B4%E5%90%88%E3%81%AB%E6%89%95%E3%81%86%E5%BF%85%E8%A6%81%E3%81%8C%E3%81%82%E3%82%8A%E3%81%BE%E3%81%99%E3%81%8B%EF%BC%9F\"><\/span>\u3010Cross Talk \u3011\u9045\u5ef6\u640d\u5bb3\u91d1\u3063\u3066\u3069\u3046\u3044\u3046\u5834\u5408\u306b\u6255\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u501f\u91d1\u306e\u8fd4\u6e08\u306b\u3064\u3044\u3066\u60a9\u3093\u3067\u3044\u307e\u3059\u3002\u8cb8\u91d1\u696d\u8005\u304b\u3089\u306e\u7763\u4fc3\u72b6\u3092\u898b\u305f\u306e\u3067\u3059\u304c\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u3044\u3046\u3082\u306e\u304c\u3064\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u304b\uff1f<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u672c\u6765\u306e\u8fd4\u6e08\u65e5\u306b\u8fd4\u6e08\u3067\u304d\u305a\u3001\u5ef6\u6ede\u3057\u305f\u5834\u5408\u306b\u652f\u6255\u3046\u3079\u304d\u3082\u306e\u3067\u3059\u3002\u4eca\u5ef6\u6ede\u3057\u3066\u3044\u308b\u306a\u3089\u3070\u65e9\u6025\u306b\u624b\u3092\u6253\u3064\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u76f8\u8ac7\u306b\u4e57\u3063\u3066\u3082\u3089\u3063\u3066\u3082\u826f\u3044\u3067\u3059\u304b\uff1f<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<div class=\"headline-comment\">\n\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u304b\uff1f\u8fd4\u6e08\u304c\u3067\u304d\u306a\u304f\u306a\u3063\u3066\u3044\u308b\u3068\u304d\u306e\u5bfe\u5fdc\u65b9\u6cd5\u3068\u306f\uff1f\n<\/div>\n<p>\u501f\u91d1\u306e\u5951\u7d04\u306b\u4ed8\u968f\u3059\u308b\u3082\u306e\u3068\u3057\u3066\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u3042\u308a\u307e\u3059\u3002\u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u8fd4\u6e08\u304c\u9045\u308c\u305f\u3068\u304d\u306b\u652f\u6255\u3046\u3079\u304d\u3082\u306e\u3067\u3001\u8cb8\u91d1\u696d\u8005\u304b\u3089\u501f\u308a\u5165\u308c\u3092\u3057\u305f\u5834\u5408\u306b\u306f\u3064\u3044\u3066\u306f\u5fc5\u305a\u898f\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u8a08\u7b97\u65b9\u6cd5\u3084\u9045\u5ef6\u640d\u5bb3\u91d1\u307e\u3067\u6255\u3046\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u306e\u5bfe\u5fdc\u65b9\u6cd5\u3068\u4f75\u305b\u3066\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%80%9F%E9%87%91%E3%82%92%E5%BB%B6%E6%BB%9E%E3%81%97%E3%81%9F%E3%81%A8%E3%81%8D%E3%81%AB%E7%99%BA%E7%94%9F%E3%81%99%E3%82%8B%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%A8%E3%81%AF\"><\/span>\u501f\u91d1\u3092\u5ef6\u6ede\u3057\u305f\u3068\u304d\u306b\u767a\u751f\u3059\u308b\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u501f\u91d1\u3092\u5ef6\u6ede\u3059\u308b\u3068\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u767a\u751f\u3059\u308b<\/li>\n<li>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u8a08\u7b97\u65b9\u6cd5\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u304b\uff1f<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u501f\u91d1\u306e\u5834\u5408\u8fd4\u6e08\u304c\u9045\u308c\u305f\u3068\u304d\u306b\u30da\u30ca\u30eb\u30c6\u30a3\u3068\u3057\u3066\u6255\u3046\u3082\u306e\u3067\u3059\u3002\u8a08\u7b97\u65b9\u6cd5\u306a\u3069\u8a73\u3057\u304f\u307f\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<p>\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%A8%E3%81%AF\"><\/span>\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\u3001\u91d1\u92ad\u50b5\u52d9\u306e\u5c65\u884c\u304c\u9045\u5ef6\u3057\u305f\u3068\u304d\u306b\u640d\u5bb3\u3092\u8ce0\u511f\u3059\u308b\u305f\u3081\u306b\u652f\u6255\u308f\u308c\u308b\u91d1\u92ad\u306e\u3053\u3068\u3092\u3044\u3044\u307e\u3059\u3002<\/p>\n<h4>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u4ed5\u7d44\u307f<\/h4>\n<p>\u501f\u91d1\u306f\u3001\u6cd5\u5f8b\u4e0a\u306f\u91d1\u92ad\u6d88\u8cbb\u8cb8\u501f\u5951\u7d04\u3092\u7d50\u3093\u3067\u884c\u308f\u308c\u307e\u3059\u3002<br \/>\n\u91d1\u92ad\u6d88\u8cbb\u8cb8\u501f\u5951\u7d04\u3092\u7d50\u3076\u3068\u3001\u6bce\u6708\u8fd4\u6e08\u65e5\u306b\u6c7a\u3081\u3089\u308c\u305f\u91d1\u92ad\u3092\u8fd4\u6e08\u3059\u308b\u50b5\u52d9\u304c\u767a\u751f\u3057\u307e\u3059\u3002<br \/>\n\u305d\u306e\u8fd4\u6e08\u65e5\u306b\u8fd4\u6e08\u3057\u306a\u304b\u3063\u305f\u5834\u5408\u306b\u767a\u751f\u3059\u308b\u640d\u5bb3\u8ce0\u511f\u91d1\u304c\u9045\u5ef6\u640d\u5bb3\u91d1\u3067\u3059\u3002<br \/>\n\u8cb8\u91d1\u696d\u8005\u304b\u3089\u501f\u91d1\u3092\u3057\u305f\u5834\u5408\u306b\u306f\u9045\u5ef6\u640d\u5bb3\u91d1\u306b\u3064\u3044\u3066\u5951\u7d04\u66f8\u3067\u898f\u5b9a\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u8a08\u7b97\u3001\u652f\u6255\u306f\u5951\u7d04\u66f8\u306b\u57fa\u3065\u3044\u3066\u884c\u308f\u308c\u307e\u3059\u3002<br \/>\n\u307e\u305f\u3001\u4f8b\u3048\u3070\u500b\u4eba\u9593\u306e\u304a\u91d1\u306e\u8cb8\u3057\u501f\u308a\u306e\u3088\u3046\u306b\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u306b\u3064\u3044\u3066\u5168\u304f\u5b9a\u3081\u3066\u3044\u306a\u3044\u5834\u5408\u306b\u306f\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u6c11\u6cd5\u306e\u6cd5\u5b9a\u5229\u7387\u306b\u57fa\u3065\u3044\u3066\u8a08\u7b97\u3055\u308c\u307e\u3059\u3002<br \/>\n\u6cd5\u5b9a\u5229\u7387\u306f2020\u5e743\u670830\u65e5\u307e\u3067\u306f\u5e745\u5206\uff08\u5e74\u52295%\uff09\u3068\u3055\u308c\u3066\u304a\u308a\u30012020\u5e744\u6708\u4ee5\u964d\u306f3%\u3068\u306a\u308a3\u5e74\u3054\u3068\u306b\u5229\u7387\u3092\u898b\u76f4\u3059\u3053\u3068\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<h4>\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u5229\u606f\u306e\u9055\u3044<\/h4>\n<p>\u8cb8\u91d1\u696d\u8005\u304b\u3089\u501f\u91d1\u3092\u3057\u305f\u5834\u5408\u306b\u306f\u5229\u606f\u3092\u652f\u6255\u3044\u307e\u3059\u3002<br \/>\n\u5229\u606f\u306f\u304a\u91d1\u3092\u8cb8\u3057\u3066\u3082\u3089\u3063\u305f\u3068\u304d\u306b\u6255\u3046\u5bfe\u4fa1\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3001\u5ef6\u6ede\u306e\u6709\u7121\u306b\u304b\u304b\u308f\u3089\u305a\u652f\u6255\u3046\u3082\u306e\u3067\u3059\uff08\u3053\u306e\u5229\u606f\u304c\u8cb8\u91d1\u696d\u8005\u306e\u53ce\u5165\u6e90\u306b\u306a\u308a\u307e\u3059\uff09\u3002<br \/>\n\u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u8fd4\u6e08\u304c\u9045\u308c\u305f\u3068\u304d\u306b\u306e\u307f\u652f\u6255\u3046\u640d\u5bb3\u8ce0\u511f\u91d1\u3068\u3044\u3046\u70b9\u3067\u4e21\u8005\u306b\u306f\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%AE%E8%A8%88%E7%AE%97%E6%96%B9%E6%B3%95\"><\/span>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u8a08\u7b97\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u8a08\u7b97\u65b9\u6cd5\u306f\u6b21\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<div class=\"text-box_setsumei\">\n\u501f\u5165\u984d\u2715\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u5e74\u7387\u2715\u6ede\u7d0d\u65e5\u6570\u00f7365\u65e5\n<\/div>\n<p>\u4f8b\u3048\u3070\u300130\u4e07\u5186\u306e\u501f\u91d1\u304c\u3042\u308a\u300120%\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u5951\u7d04\u3092\u3057\u306630\u65e5\u5ef6\u6ede\u3057\u305f\u3068\u3059\u308b\u3068\u3001<br \/>\n300,000\u271520%\u271530\u00f7365=4.932\u5186\uff08\u56db\u6368\u4e94\u5165\uff09<br \/>\n\u3067\u3059\u3002<\/p>\n<h4>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u4e0a\u9650\u5229\u7387\u3092\u5b9a\u3081\u308b\u6cd5\u5f8b<\/h4>\n<p>\u501f\u91d1\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306b\u3064\u3044\u3066\u306f\u4e0a\u9650\u3092\u5b9a\u3081\u308b\u6cd5\u5f8b\u304c\u3042\u308b\u3053\u3068\u3092\u77e5\u3063\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<br \/>\n\u501f\u91d1\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u3001\u5229\u606f\u306e\u4e0a\u9650\u3092\u5b9a\u3081\u308b\u5229\u606f\u5236\u9650\u6cd5\u306b\u3088\u3063\u3066\u3001\u5951\u7d04\u5229\u606f\u306e1.46\u500d\u307e\u3067\u3068\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u5229\u606f\u5236\u9650\u6cd54\u67611\u9805\uff09\u3002<br \/>\n\u307e\u305f\u3001\u8cb8\u91d1\u696d\u8005\u304c\u5b9a\u3081\u308b\u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u3001\u5e7420%\u307e\u3067\u3068\u898f\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u5229\u606f\u5236\u9650\u6cd57\u6761\uff09\u3002<br \/>\n\u4e0a\u8a18\u306e\u5229\u7387\u3092\u8d85\u3048\u308b\u5272\u5408\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u3001\u8d85\u904e\u90e8\u5206\u306f\u7121\u52b9\u306b\u306a\u308a\u307e\u3059\uff08\u5229\u606f\u5236\u9650\u6cd54\u67611\u9805\u3001\u540c\uff17\u6761\uff09\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%A8%E3%83%96%E3%83%A9%E3%83%83%E3%82%AF%E3%83%AA%E3%82%B9%E3%83%88%E3%81%AE%E9%96%A2%E4%BF%82\"><\/span>\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306e\u95a2\u4fc2<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u767a\u751f\u3059\u308b\u3053\u3068\u3068\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u95a2\u4fc2\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<br \/>\n\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u3068\u306f\u3001\u652f\u6255\u3044\u306e\u9045\u5ef6\u3084\u50b5\u52d9\u6574\u7406\u306a\u3069\u306e\u624b\u7d9a\u304d\u3092\u3057\u305f\u5834\u5408\u306b\u3001\u4fe1\u7528\u60c5\u5831\u671f\u9593\u306b\u305d\u306e\u65e8\u304c\u4e8b\u6545\u60c5\u5831\u3068\u3057\u3066\u767b\u9332\u3055\u308c\u308b\u3053\u3068\u3092\u3044\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e8b\u6545\u60c5\u5831\u3068\u3057\u3066\u767b\u9332\u3055\u308c\u308b\u3068\u3001\u65b0\u305f\u306a\u501f\u308a\u5165\u308c\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4f5c\u6210\u3001\u643a\u5e2f\u96fb\u8a71\u306e\u5206\u5272\u8cfc\u5165\u306a\u3069\u304c\u4e00\u5b9a\u671f\u9593\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059\u3002<br \/>\n\u3053\u308c\u3089\u306e\u63aa\u7f6e\u306f\u3001\u8fd4\u6e08\u3092\u5ef6\u6ede\u306e\u307b\u304b\u3001\u5ef6\u6ede\u304c\u306a\u304f\u3068\u3082\u50b5\u52d9\u6574\u7406\u306e\u624b\u7d9a\u304d\u3092\u884c\u3063\u305f\u5834\u5408\u306b\u884c\u308f\u308c\u308b\u63aa\u7f6e\u3067\u3001\u4e8b\u6545\u60c5\u5831\u304c\u63b2\u8f09\u3055\u308c\u305f\u304b\u3089\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u5fc5\u305a\u767a\u751f\u3059\u308b\u3001\u3068\u3044\u3046\u8a33\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<br \/>\n\u305f\u3060\u3001\u652f\u6255\u306e\u9045\u5ef6\u304c\u539f\u56e0\u3067\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u306a\u3063\u3066\u3044\u308b\u5834\u5408\u306b\u306f\u3001\u65e2\u306b\u591a\u984d\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u3042\u308b\u306e\u3067\u3001\u65e9\u3081\u306b\u5bfe\u5fdc\u3092\u3059\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E9%81%85%E5%BB%B6%E6%90%8D%E5%AE%B3%E9%87%91%E3%81%AE%E6%94%AF%E6%89%95%E3%81%84%E3%81%8C%E3%81%A7%E3%81%8D%E3%81%AA%E3%81%84%E5%A0%B4%E5%90%88%E3%81%AE%E5%AF%BE%E5%BF%9C%E6%96%B9%E6%B3%95\"><\/span>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u652f\u6255\u3044\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u306e\u5bfe\u5fdc\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u652f\u6255\u3044\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u306e\u5bfe\u5fdc\u65b9\u6cd5<\/li>\n<li>\u8cb8\u91d1\u696d\u8005\u306b\u65e9\u3081\u306b\u76f8\u8ac7\u3059\u308b\u304b\u50b5\u52d9\u6574\u7406\u3092\u884c\u3046\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u984d\u304c\u304b\u306a\u308a\u591a\u304f\u3066\u652f\u6255\u3048\u305d\u3046\u306b\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u50b5\u52d9\u6574\u7406\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002\u4efb\u610f\u6574\u7406\u3092\u3059\u308c\u3070\u9045\u5ef6\u640d\u5bb3\u91d1\u3092\u30ab\u30c3\u30c8\u30fb\u5927\u5e45\u6e1b\u984d\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3088\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<p>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u652f\u6255\u3044\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u306e\u5bfe\u5fdc\u65b9\u6cd5\u306b\u3064\u3044\u3066\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%B2%B8%E9%87%91%E6%A5%AD%E8%80%85%E3%81%AB%E7%9B%B8%E8%AB%87%E3%81%99%E3%82%8B\"><\/span>\u8cb8\u91d1\u696d\u8005\u306b\u76f8\u8ac7\u3059\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u307e\u305a\u3001\u8cb8\u91d1\u696d\u8005\u306b\u76f8\u8ac7\u3057\u3066\u307f\u308b\u306e\u3082\u65b9\u6cd5\u306e\u3072\u3068\u3064\u3067\u3059\u3002<br \/>\n\u51a0\u5a5a\u846c\u796d\u3084\u8eca\u691c\u306a\u3069\u4e00\u6642\u7684\u306a\u8cbb\u7528\u8ca0\u62c5\u306b\u3088\u3063\u3066\u8fd4\u6e08\u304c\u3067\u304d\u306a\u3044\u3001\u3068\u3044\u3046\u3088\u3046\u306a\u5834\u5408\u3067\u3042\u308c\u3070\u3001\u8cb8\u91d1\u696d\u8005\u306e\u5bfe\u5fdc\u306b\u3088\u3063\u3066\u306f\u3001\u5229\u606f\u306e\u307f\u306e\u652f\u6255\u3044\u306b\u3057\u3066\u3082\u3089\u3063\u3066\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u767a\u751f\u3057\u306a\u3044\u3088\u3046\u306b\u3057\u3066\u3082\u3089\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<br 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