{"id":7265,"date":"2025-08-26T15:19:36","date_gmt":"2025-08-26T06:19:36","guid":{"rendered":"https:\/\/www.shinjuku-law.jp\/columns-debt\/?p=7265"},"modified":"2026-01-30T14:50:14","modified_gmt":"2026-01-30T05:50:14","slug":"jikohasan-syougakukin","status":"publish","type":"post","link":"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/","title":{"rendered":"\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u5968\u5b66\u91d1\u306f\u3069\u3046\u306a\u308b\uff1f\u8fd4\u6e08\u7fa9\u52d9\u306f\uff1f\u4fdd\u8a3c\u4eba\u3078\u306e\u5f71\u97ff\u3084\u5225\u306e\u89e3\u6c7a\u65b9\u6cd5"},"content":{"rendered":"<p><!--debt-column\u3010D385\u3011--!>\n<!-- \u2605\u3000--><\/p>\n<div class=\"text-box_setsumei\">\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u5968\u5b66\u91d1\u306f\u3069\u3046\u306a\u308b\uff1f<\/div>\n<div class=\"article-zakkuri\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_zakkuri-point.png\" alt=\"\u3056\u3063\u304f\u308a\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_zakkuri-point\">\n<ul>\n<li>\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u306a\u308b<\/li>\n<li>\u81ea\u5df1\u7834\u7523\u306b\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308b<\/li>\n<li>\u81ea\u5df1\u7834\u7523\u305b\u305a\u306b\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u3092\u514d\u9664\u30fb\u6e1b\u984d\u3059\u308b\u65b9\u6cd5<\/li>\n<\/ul>\n<\/div>\n<div class=\"article_zakkuri-point_footer\"><\/div>\n<p><!--\/\/ \u3056\u3063\u304f\u308a\u30dd\u30a4\u30f3\u30c8\u30d5\u30c3\u30bf\u30fc End \/\/--><\/p>\n<div class=\"mokuji-title\">\u76ee\u6b21<\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-roman\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\"><\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E3%80%90Cross_Talk_%E3%80%91%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%A7%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%81%AF%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B%EF%BC%9F\" title=\"\u3010Cross Talk \u3011\u81ea\u5df1\u7834\u7523\u3067\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u306a\u308b\uff1f\">\u3010Cross Talk \u3011\u81ea\u5df1\u7834\u7523\u3067\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u306a\u308b\uff1f<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%99%E3%82%8B%E3%81%A8%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%81%8C%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B\" title=\"\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308b\">\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308b<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%97%E3%81%A6%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%82%92%E3%81%AA%E3%81%8F%E3%81%99%E6%9D%A1%E4%BB%B6\" title=\"\u81ea\u5df1\u7834\u7523\u3057\u3066\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u3092\u306a\u304f\u3059\u6761\u4ef6\">\u81ea\u5df1\u7834\u7523\u3057\u3066\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u3092\u306a\u304f\u3059\u6761\u4ef6<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E6%94%AF%E6%89%95%E4%B8%8D%E8%83%BD%E3%81%AE%E7%8A%B6%E6%85%8B%E3%81%AB%E3%81%82%E3%82%8B\" title=\"\u652f\u6255\u4e0d\u80fd\u306e\u72b6\u614b\u306b\u3042\u308b\">\u652f\u6255\u4e0d\u80fd\u306e\u72b6\u614b\u306b\u3042\u308b<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E5%85%8D%E8%B2%AC%E4%B8%8D%E8%A8%B1%E5%8F%AF%E4%BA%8B%E7%94%B1%E3%81%8C%E3%81%AA%E3%81%84\" title=\"\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u306a\u3044\">\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u306a\u3044<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E9%9D%9E%E5%85%8D%E8%B2%AC%E5%82%B5%E6%A8%A9%E3%81%AB%E8%A9%B2%E5%BD%93%E3%81%97%E3%81%AA%E3%81%84\" title=\"\u975e\u514d\u8cac\u50b5\u6a29\u306b\u8a72\u5f53\u3057\u306a\u3044\">\u975e\u514d\u8cac\u50b5\u6a29\u306b\u8a72\u5f53\u3057\u306a\u3044<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%97%E3%81%A6%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%82%92%E3%81%AA%E3%81%8F%E3%81%99%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%88\" title=\"\u81ea\u5df1\u7834\u7523\u3057\u3066\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u3092\u306a\u304f\u3059\u30c7\u30e1\u30ea\u30c3\u30c8\">\u81ea\u5df1\u7834\u7523\u3057\u3066\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u3092\u306a\u304f\u3059\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E4%BF%9D%E8%A8%BC%E4%BA%BA%E3%81%AB%E5%AF%BE%E3%81%97%E3%81%A6%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%81%8C%E8%AA%B2%E3%81%95%E3%82%8C%E3%82%8B\" title=\"\u4fdd\u8a3c\u4eba\u306b\u5bfe\u3057\u3066\u8fd4\u6e08\u7fa9\u52d9\u304c\u8ab2\u3055\u308c\u308b\">\u4fdd\u8a3c\u4eba\u306b\u5bfe\u3057\u3066\u8fd4\u6e08\u7fa9\u52d9\u304c\u8ab2\u3055\u308c\u308b<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E3%82%AF%E3%83%AC%E3%82%B8%E3%83%83%E3%83%88%E3%82%AB%E3%83%BC%E3%83%89%E3%81%8C%E4%BD%BF%E3%81%88%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B\" title=\"\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u4f7f\u3048\u306a\u304f\u306a\u308b\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u4f7f\u3048\u306a\u304f\u306a\u308b<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E8%81%B7%E6%A5%AD%E3%81%8C%E5%88%B6%E9%99%90%E3%81%95%E3%82%8C%E3%82%8B\" title=\"\u8077\u696d\u304c\u5236\u9650\u3055\u308c\u308b\">\u8077\u696d\u304c\u5236\u9650\u3055\u308c\u308b<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E3%83%AD%E3%83%BC%E3%83%B3%E5%AF%A9%E6%9F%BB%E3%81%8C%E9%80%9A%E3%82%8A%E3%81%AB%E3%81%8F%E3%81%8F%E3%81%AA%E3%82%8B\" title=\"\u30ed\u30fc\u30f3\u5be9\u67fb\u304c\u901a\u308a\u306b\u304f\u304f\u306a\u308b\">\u30ed\u30fc\u30f3\u5be9\u67fb\u304c\u901a\u308a\u306b\u304f\u304f\u306a\u308b<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%9B%E3%81%9A%E3%81%AB%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E3%82%92%E5%85%8D%E9%99%A4%E3%83%BB%E6%B8%9B%E9%A1%8D%E3%81%99%E3%82%8B%E6%96%B9%E6%B3%95\" title=\"\u81ea\u5df1\u7834\u7523\u305b\u305a\u306b\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u3092\u514d\u9664\u30fb\u6e1b\u984d\u3059\u308b\u65b9\u6cd5\">\u81ea\u5df1\u7834\u7523\u305b\u305a\u306b\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u3092\u514d\u9664\u30fb\u6e1b\u984d\u3059\u308b\u65b9\u6cd5<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E6%B8%9B%E9%A1%8D%E8%BF%94%E9%82%84%E5%88%B6%E5%BA%A6\" title=\"\u6e1b\u984d\u8fd4\u9084\u5236\u5ea6\">\u6e1b\u984d\u8fd4\u9084\u5236\u5ea6<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E8%BF%94%E9%82%84%E6%9C%9F%E9%99%90%E7%8C%B6%E4%BA%88%E5%88%B6%E5%BA%A6\" title=\"\u8fd4\u9084\u671f\u9650\u7336\u4e88\u5236\u5ea6\">\u8fd4\u9084\u671f\u9650\u7336\u4e88\u5236\u5ea6<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E8%BF%94%E9%82%84%E5%85%8D%E9%99%A4\" title=\"\u8fd4\u9084\u514d\u9664\">\u8fd4\u9084\u514d\u9664<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E5%80%8B%E4%BA%BA%E5%86%8D%E7%94%9F%E3%83%BB%E4%BB%BB%E6%84%8F%E6%95%B4%E7%90%86\" title=\"\u500b\u4eba\u518d\u751f\u30fb\u4efb\u610f\u6574\u7406\">\u500b\u4eba\u518d\u751f\u30fb\u4efb\u610f\u6574\u7406<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-syougakukin\/#%E3%81%BE%E3%81%A8%E3%82%81\" title=\"\u307e\u3068\u3081\">\u307e\u3068\u3081<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"%E3%80%90Cross_Talk_%E3%80%91%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%A7%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%81%AF%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B%EF%BC%9F\"><\/span>\u3010Cross Talk \u3011\u81ea\u5df1\u7834\u7523\u3067\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u306a\u308b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u304c\u82e6\u3057\u3044\u306e\u3067\u3059\u304c\u3001\u81ea\u5df1\u7834\u7523\u3092\u3059\u308b\u3068\u5968\u5b66\u91d1\u306f\u3069\u3046\u306a\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u5968\u5b66\u91d1\u3082\u50b5\u52d9\u306e\u4e00\u7a2e\u306a\u306e\u3067\u3001\u81ea\u5df1\u7834\u7523\u3092\u3059\u308c\u3070\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u81ea\u5df1\u7834\u7523\u3092\u8003\u3048\u3066\u3044\u308b\u306e\u3067\u3001\u307e\u305a\u306f\u81ea\u5df1\u7834\u7523\u304c\u3069\u306e\u3088\u3046\u306a\u624b\u7d9a\u304d\u306a\u306e\u304b\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<div class=\"headline-comment\">\n\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u5968\u5b66\u91d1\u306f\u3069\u3046\u306a\u308b\uff1f\n<\/div>\n<p>\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u306b\u56f0\u3063\u305f\u3068\u304d\u3001\u81ea\u5df1\u7834\u7523\u3068\u3044\u3046\u9078\u629e\u80a2\u3092\u8003\u3048\u308b\u65b9\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002\u78ba\u304b\u306b\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308b\u53ef\u80fd\u6027\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u306e\u5f71\u97ff\u3084\u6761\u4ef6\u306b\u3064\u3044\u3066\u6b63\u3057\u304f\u7406\u89e3\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u3053\u3067\u672c\u8a18\u4e8b\u3067\u306f\u3001\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u3068\u81ea\u5df1\u7834\u7523\u306e\u95a2\u4fc2\u306b\u3064\u3044\u3066\u3001\u5177\u4f53\u7684\u306a\u6761\u4ef6\u3084\u624b\u7d9a\u304d\u3001\u6ce8\u610f\u70b9\u306a\u3069\u3092\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%99%E3%82%8B%E3%81%A8%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%81%8C%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B\"><\/span>\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u81ea\u5df1\u7834\u7523\u3092\u3059\u308b\u3068\u501f\u91d1\u304c\u30bc\u30ed\u306b\u306a\u308b<\/li>\n<li>\u8cb8\u4e0e\u578b\u306e\u5968\u5b66\u91d1\u306f\u3001\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308b\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u304c\u82e6\u3057\u3044\u306e\u3067\u3059\u304c\u3001\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u306a\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u306f\u3044\u3002\u5968\u5b66\u91d1\u3082\u50b5\u52d9\u306e\u4e00\u7a2e\u306a\u306e\u3067\u3001\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u305d\u308c\u3067\u306f\u3001\u81ea\u5df1\u7834\u7523\u304c\u3069\u306e\u3088\u3046\u306a\u624b\u7d9a\u304d\u306a\u306e\u304b\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<p>\u81ea\u5df1\u7834\u7523\u3068\u306f\u3001\u50b5\u52d9\u8005\u304c\u88c1\u5224\u6240\u306b\u7834\u7523\u7533\u7acb\u3066\u3092\u884c\u3063\u3066\u514d\u8cac\u8a31\u53ef\u3092\u53d7\u3051\u308b\u3053\u3068\u3067\u3042\u308a\u3001\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u501f\u91d1\u3092\u30bc\u30ed\u306b\u3067\u304d\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u8cb8\u4e0e\u578b\u306e\u5968\u5b66\u91d1\u3082\u501f\u91d1\u306e\u4e00\u7a2e\u3067\u3042\u308a\u3001\u81ea\u5df1\u7834\u7523\u306e\u5bfe\u8c61\u306b\u306a\u308b\u306e\u3067\u3001\u514d\u8cac\u8a31\u53ef\u304c\u5f97\u3089\u308c\u308c\u3070\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u3082\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5968\u5b66\u91d1\u306b\u306f\u3001\u5927\u304d\u304f\u5206\u3051\u3066\u7d66\u4ed8\u578b\u3068\u8cb8\u4e0e\u578b\u306e2\u7a2e\u985e\u3067\u3059\u3002\n<\/p>\n<li>\u8cb8\u4e0e\u578b\uff1a\u5229\u606f\u3092\u542b\u3081\u3066\u5352\u696d\u5f8c\u306b\u8fd4\u9084\u7fa9\u52d9\u304c\u3042\u308b\u5968\u5b66\u91d1<\/li>\n<li>\u7d66\u4ed8\u578b\uff1a\u8fd4\u9084\u7fa9\u52d9\u304c\u306a\u3044\u5968\u5b66\u91d1<\/li>\n<p>\u3053\u306e\u3046\u3061\u3001\u81ea\u5df1\u7834\u7523\u3068\u95a2\u4fc2\u304c\u3042\u308b\u306e\u306f\u8fd4\u6e08\u7fa9\u52d9\u306e\u3042\u308b\u8cb8\u4e0e\u578b\u306e\u5968\u5b66\u91d1\u3067\u3059\u3002\u8cb8\u4e0e\u578b\u306e\u5968\u5b66\u91d1\u3092\u501f\u308a\u3066\u3044\u308b\u5834\u5408\u3001\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u514d\u8cac\u8a31\u53ef\u3092\u53d7\u3051\u308b\u3053\u3068\u3067\u3001\u501f\u308a\u5165\u308c\u91d1\u984d\u3084\u8fd4\u6e08\u6b8b\u984d\u306b\u95a2\u308f\u3089\u305a\u8fd4\u9084\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><strong>\u25bc\u95a2\u9023\u8a18\u4e8b\u25bc<\/strong><br \/>\n<a href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jiko-hasan-merit-demerit\/\">\u81ea\u5df1\u7834\u7523\u3063\u3066\u3069\u3093\u306a\u3082\u306e\uff1f\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u306f\uff1f<\/a>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%97%E3%81%A6%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%82%92%E3%81%AA%E3%81%8F%E3%81%99%E6%9D%A1%E4%BB%B6\"><\/span>\u81ea\u5df1\u7834\u7523\u3057\u3066\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u3092\u306a\u304f\u3059\u6761\u4ef6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u4e00\u5b9a\u306e\u884c\u70ba\u3092\u3059\u308b\u3068\u81ea\u5df1\u7834\u7523\u3067\u304d\u306a\u304f\u306a\u308b<\/li>\n<li>\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u514d\u8cac\u306b\u306a\u3089\u306a\u3044\u50b5\u6a29\u304c\u3042\u308b\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u81ea\u5df1\u7834\u7523\u3067\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308b\u3053\u3068\u306f\u308f\u304b\u308a\u307e\u3057\u305f\u304c\u3001\u81ea\u5df1\u7834\u7523\u306f\u8ab0\u3067\u3082\u3067\u304d\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u81ea\u5df1\u7834\u7523\u306b\u306f\u6761\u4ef6\u304c\u3042\u308b\u306e\u3067\u3001\u6761\u4ef6\u3092\u6e80\u305f\u3055\u306a\u3044\u3068\u81ea\u5df1\u7834\u7523\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u306a\u304f\u306a\u3089\u306a\u3044\u50b5\u6a29\u304c\u3042\u308b\u3053\u3068\u306b\u3082\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u305d\u308c\u3067\u306f\u3001\u81ea\u5df1\u7834\u7523\u306e\u6761\u4ef6\u306a\u3069\u306b\u3064\u3044\u3066\u3001\u8a73\u3057\u304f\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E6%94%AF%E6%89%95%E4%B8%8D%E8%83%BD%E3%81%AE%E7%8A%B6%E6%85%8B%E3%81%AB%E3%81%82%E3%82%8B\"><\/span>\u652f\u6255\u4e0d\u80fd\u306e\u72b6\u614b\u306b\u3042\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5df1\u7834\u7523\u306f\u3001\u652f\u6255\u4e0d\u80fd\u306b\u3042\u308b\u50b5\u52d9\u8005\u306e\u8ca1\u7523\u7b49\u3092\u6e05\u7b97\u3059\u308b\u624b\u7d9a\u304d\u3067\u3042\u308b\u305f\u3081\uff08\u7834\u7523\u6cd51\u6761\uff09\u3001\u652f\u6255\u4e0d\u80fd\u306e\u72b6\u614b\u306b\u9665\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u6761\u4ef6\u3068\u306a\u308a\u307e\u3059\u3002\u652f\u6255\u4e0d\u80fd\u3068\u306f\u3001\u300c\u50b5\u52d9\u306e\u3046\u3061\u5f01\u6e08\u671f\u306b\u3042\u308b\u3082\u306e\u306b\u3064\u304d\u3001\u4e00\u822c\u7684\u304b\u3064\u7d99\u7d9a\u7684\u306b\u5f01\u6e08\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u72b6\u614b\u300d\uff08\u7834\u7523\u6cd52\u676111\u9805\uff09\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u3064\u307e\u308a\u3001\u81ea\u5df1\u7834\u7523\u306e\u7533\u7acb\u3066\u304c\u3067\u304d\u308b\u306e\u306f\u3001\u624b\u6301\u3061\u306e\u73fe\u91d1\u3084\u9810\u91d1\u3001\u7d66\u6599\u53ce\u5165\u307b\u304b\u3001\u6301\u3063\u3066\u3044\u308b\u8ca1\u7523\u306e\u4fa1\u5024\u3092\u5168\u3066\u5408\u8a08\u3057\u3066\u3082\u501f\u91d1\u3092\u8fd4\u6e08\u3067\u304d\u306a\u3044\u72b6\u6cc1\u306b\u3042\u308b\u5834\u5408\u306b\u9650\u3089\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u5358\u306b\u4e00\u6642\u7684\u306b\u652f\u6255\u3044\u304c\u9045\u308c\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u5168\u4f53\u7684\u306b\u307f\u3066\u8fd4\u6e08\u306e\u898b\u8fbc\u307f\u304c\u7acb\u305f\u306a\u3044\u72b6\u614b\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%85%8D%E8%B2%AC%E4%B8%8D%E8%A8%B1%E5%8F%AF%E4%BA%8B%E7%94%B1%E3%81%8C%E3%81%AA%E3%81%84\"><\/span>\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u306a\u3044<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u7834\u7523\u6cd5\u306b\u306f\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u5b9a\u3081\u3089\u308c\u3066\u304a\u308a\uff08\u7834\u7523\u6cd5252\u6761\uff09\u3001\u3053\u308c\u306b\u8a72\u5f53\u3059\u308b\u4e8b\u5b9f\u304c\u3042\u308b\u5834\u5408\u306b\u306f\u81ea\u5df1\u7834\u7523\u304c\u3067\u304d\u307e\u305b\u3093\u3002\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u306f\u7834\u7523\u6cd5\u306b\u5217\u6319\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u306e\u4e2d\u3067\u3082\u554f\u984c\u3068\u306a\u308a\u3084\u3059\u3044\u4e8b\u7531\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<p>\n\u3088\u304f\u3042\u308b\u306e\u306f\u6d6a\u8cbb\u3084\u30ae\u30e3\u30f3\u30d6\u30eb\u3067\u3042\u308a\u3001\u4f8b\u3048\u3070\u30d1\u30c1\u30f3\u30b3\u3084\u7af6\u99ac\u306e\u307b\u304b\u3001FX\u3084\u4eee\u60f3\u901a\u8ca8\u6295\u8cc7\u306a\u3069\u3082\u8a72\u5f53\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u9810\u91d1\u306e\u540d\u7fa9\u3092\u5bb6\u65cf\u306b\u79fb\u3059\u3001\u4e0d\u52d5\u7523\u306a\u3069\u9ad8\u4fa1\u306a\u8ca1\u7523\u3092\u89aa\u621a\u306b\u58f2\u5374\u3059\u308b\u3068\u3044\u3063\u305f\u884c\u70ba\u306f\u8ca1\u7523\u96a0\u3057\u3068\u307f\u306a\u3055\u308c\u3001\u3053\u308c\u3082\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u306b\u3042\u305f\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\n<\/p>\n<p>\u305d\u306e\u307b\u304b\u3001\u7279\u5b9a\u306e\u50b5\u6a29\u8005\u306b\u5229\u76ca\u3092\u4e0e\u3048\u308b\u884c\u70ba\u3084\u4ed6\u306e\u50b5\u6a29\u8005\u306e\u5229\u76ca\u3092\u5bb3\u3059\u308b\u884c\u70ba\u3001\u305d\u3057\u3066\u7834\u7523\u7ba1\u8ca1\u4eba\u306e\u8abf\u67fb\u306b\u5354\u529b\u3057\u306a\u3044\u3053\u3068\u306a\u3069\u3082\u3001\u516c\u6b63\u306a\u7834\u7523\u624b\u7d9a\u304d\u3092\u59a8\u3052\u308b\u305f\u3081\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u306b\u3042\u305f\u308a\u307e\u3059\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E9%9D%9E%E5%85%8D%E8%B2%AC%E5%82%B5%E6%A8%A9%E3%81%AB%E8%A9%B2%E5%BD%93%E3%81%97%E3%81%AA%E3%81%84\"><\/span>\u975e\u514d\u8cac\u50b5\u6a29\u306b\u8a72\u5f53\u3057\u306a\u3044<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u50b5\u6a29\u306e\u6027\u8cea\u306b\u3088\u3063\u3066\u306f\u3001\u305d\u3082\u305d\u3082\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u514d\u8cac\u3055\u308c\u306a\u3044\u6027\u8cea\u306e\u3082\u306e\u304c\u3042\u308a\u3001\u3053\u308c\u3092\u975e\u514d\u8cac\u50b5\u6a29\u3068\u3044\u3044\u307e\u3059\uff08\u7834\u7523\u6cd5253\u6761\u4f46\u66f8\u304d\uff09\u3002\u305d\u306e\u305f\u3081\u3001\u81ea\u5df1\u7834\u7523\u306e\u7533\u7acb\u3066\u306b\u3088\u3063\u3066\u514d\u8cac\u8a31\u53ef\u3092\u5f97\u3066\u3082\u975e\u514d\u8cac\u50b5\u6a29\u306f\u514d\u8cac\u306e\u5bfe\u8c61\u3068\u306f\u306a\u3089\u305a\u3001\u8fd4\u6e08\u7fa9\u52d9\u304c\u6b8b\u308a\u307e\u3059\u3002<\/p>\n<p>\n\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u306e\u5177\u4f53\u4f8b\u3068\u3057\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<li>\u7a0e\u91d1\u306a\u3069\u306e\u79df\u7a0e\u516c\u8ab2<\/li>\n<li>\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u306b\u3088\u308b\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<\/li>\n<li>\u96c7\u7528\u95a2\u4fc2\u306b\u57fa\u3065\u304f\u7d66\u6599\u306a\u3069<\/li>\n<li>\u5a5a\u59fb\u8cbb\u7528\u3084\u990a\u80b2\u8cbb<\/li>\n<li>\u7f70\u91d1\u7b49<\/li>\n<p>\u79df\u7a0e\u516c\u8ab2\u306e\u4e2d\u306b\u306f\u7a0e\u91d1\u306e\u307b\u304b\u3001\u5e74\u91d1\u3084\u5065\u5eb7\u4fdd\u967a\u6599\u3001\u6c34\u9053\u6599\u91d1\u306a\u3069\u304c\u542b\u307e\u308c\u307e\u3059\u3002\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u306b\u3088\u308b\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\u3068\u306f\u3001\u50b7\u5bb3\u3084\u7a83\u76d7\u306a\u3069\u3067\u640d\u5bb3\u3092\u8ca0\u308f\u305b\u305f\u76f8\u624b\u3078\u306e\u8ce0\u511f\u91d1\u306e\u3053\u3068\u3067\u3059\u3002\u7f70\u91d1\u7b49\u306b\u306f\u4ea4\u901a\u9055\u53cd\u306b\u3088\u308b\u7f70\u91d1\u306a\u3069\u306e\u307b\u304b\u3001\u6cd5\u4ee4\u9055\u53cd\u306b\u3088\u308b\u904e\u6599\u306a\u3069\u304c\u542b\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>\n\u306a\u304a\u3001\u5968\u5b66\u91d1\u306f\u3053\u308c\u3089\u306e\u50b5\u52d9\u306b\u306f\u3042\u305f\u3089\u306a\u3044\u306e\u3067\u3001\u57fa\u672c\u7684\u306b\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u306b\u3042\u305f\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%97%E3%81%A6%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%82%92%E3%81%AA%E3%81%8F%E3%81%99%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%88\"><\/span>\u81ea\u5df1\u7834\u7523\u3057\u3066\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u3092\u306a\u304f\u3059\u30c7\u30e1\u30ea\u30c3\u30c8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u81ea\u5df1\u7834\u7523\u3059\u308b\u3053\u3068\u3067\u4fdd\u8a3c\u4eba\u306b\u8ff7\u60d1\u304c\u304b\u304b\u308b<\/li>\n<li>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4f7f\u7528\u3084\u4e00\u90e8\u306e\u8077\u696d\u306b\u306f\u5236\u9650\u304c\u304b\u304b\u308b\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u81ea\u5df1\u7834\u7523\u3067\u304d\u308c\u3070\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u306a\u308b\u3088\u3046\u3067\u3059\u304c\u3001\u81ea\u5df1\u7834\u7523\u3059\u308b\u3053\u3068\u306b\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u306a\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u81ea\u5df1\u7834\u7523\u306b\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308b\u306e\u3067\u3001\u3053\u3061\u3089\u3082\u4e8b\u524d\u306b\u7406\u89e3\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E8%A8%BC%E4%BA%BA%E3%81%AB%E5%AF%BE%E3%81%97%E3%81%A6%E8%BF%94%E6%B8%88%E7%BE%A9%E5%8B%99%E3%81%8C%E8%AA%B2%E3%81%95%E3%82%8C%E3%82%8B\"><\/span>\u4fdd\u8a3c\u4eba\u306b\u5bfe\u3057\u3066\u8fd4\u6e08\u7fa9\u52d9\u304c\u8ab2\u3055\u308c\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u4fdd\u8a3c\u4eba\u3068\u306f\u3001\u50b5\u52d9\u8005\u304c\u50b5\u52d9\u3092\u5c65\u884c\u3057\u306a\u3044\u3068\u304d\u306b\u3001\u305d\u306e\u50b5\u52d9\u3092\u5c65\u884c\u3059\u308b\u8cac\u4efb\u3092\u8ca0\u3046\u7acb\u5834\u306b\u3042\u308b\u65b9\u3067\u3059\uff08\u6c11\u6cd5446\u6761\uff09\u3002\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u305d\u306e\u50b5\u52d9\u8005\u81ea\u8eab\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u306a\u308a\u307e\u3059\u304c\u3001\u4fdd\u8a3c\u4eba\u304c\u3044\u308b\u5834\u5408\u306f\u4fdd\u8a3c\u4eba\u3078\u8acb\u6c42\u304c\u3044\u304d\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u4fdd\u8a3c\u4eba\u304c\u4e3b\u50b5\u52d9\u8005\u306e\u501f\u91d1\u3092\u80a9\u4ee3\u308f\u308a\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\n\u4fdd\u8a3c\u4eba\u304c\u8fd4\u6e08\u7fa9\u52d9\u3092\u514d\u308c\u308b\u305f\u3081\u306b\u306f\u3001\u4fdd\u8a3c\u4eba\u81ea\u8eab\u3082\u81ea\u5df1\u7834\u7523\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u7279\u306b\u5968\u5b66\u91d1\u306e\u501f\u308a\u5165\u308c\u3067\u6570\u767e\u4e07\u5186\u3082\u306e\u9ad8\u984d\u306a\u50b5\u52d9\u304c\u3042\u308b\u5834\u5408\u3001\u4fdd\u8a3c\u4eba\u3082\u8fd4\u6e08\u56f0\u96e3\u306a\u72b6\u6cc1\u306b\u9665\u308b\u53ef\u80fd\u6027\u306f\u9ad8\u3044\u3067\u3057\u3087\u3046\u3002\u305d\u306e\u305f\u3081\u3001\u81ea\u5df1\u7834\u7523\u3059\u308b\u3046\u3048\u3067\u306f\u4e8b\u524d\u306b\u4fdd\u8a3c\u4eba\u3068\u3082\u3088\u304f\u8a71\u3057\u5408\u3044\u3001\u5341\u5206\u306a\u7406\u89e3\u3092\u5f97\u308b\u3053\u3068\u3082\u91cd\u8981\u3067\u3059\u3002\n<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E3%82%AF%E3%83%AC%E3%82%B8%E3%83%83%E3%83%88%E3%82%AB%E3%83%BC%E3%83%89%E3%81%8C%E4%BD%BF%E3%81%88%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B\"><\/span>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u4f7f\u3048\u306a\u304f\u306a\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u3001\u4e00\u5b9a\u671f\u9593\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u4f7f\u3048\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3068\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u3084\u30ed\u30fc\u30f3\u306e\u7533\u3057\u8fbc\u307f\u306b\u95a2\u308f\u308b\u53d6\u5f15\u60c5\u5831\u306a\u3069\u3092\u53d6\u308a\u6271\u3046\u6a5f\u95a2\u306e\u3053\u3068\u3067\u3042\u308a\u3001\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u3001\u3044\u308f\u3086\u308b\u300c\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u300d\u3068\u3057\u3066\u6271\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>\n\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u7533\u3057\u8fbc\u307f\u304c\u5165\u308b\u3068\u5fc5\u305a\u5be9\u67fb\u304c\u884c\u308f\u308c\u307e\u3059\u304c\u3001\u3053\u306e\u5be9\u67fb\u306e\u969b\u306b\u4fe1\u7528\u60c5\u5831\u304c\u78ba\u8a8d\u3055\u308c\u3001\u4e8b\u6545\u60c5\u5831\u304c\u307f\u3064\u304b\u308c\u3070\u5be9\u67fb\u306b\u843d\u3061\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u4e8b\u6545\u60c5\u5831\u306e\u8a18\u9332\u306f5\uff5e10\u5e74\u306e\u9593\u3067\u3042\u308b\u305f\u3081\u3001\u305d\u306e\u671f\u9593\u3092\u904e\u304e\u308c\u3070\u4e8b\u6545\u60c5\u5831\u306e\u8a18\u9332\u306f\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%81%B7%E6%A5%AD%E3%81%8C%E5%88%B6%E9%99%90%E3%81%95%E3%82%8C%E3%82%8B\"><\/span>\u8077\u696d\u304c\u5236\u9650\u3055\u308c\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u8077\u696d\u306b\u5236\u9650\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n<li>\u5f01\u8b77\u58eb\uff08\u5f01\u8b77\u58eb\u6cd5\u7b2c7\u67614\u53f7\uff09<\/li>\n<li>\u7a0e\u7406\u58eb\uff08\u7a0e\u7406\u58eb\u6cd54\u67612\u53f7\uff09<\/li>\n<li>\u53f8\u6cd5\u66f8\u58eb\uff08\u53f8\u6cd5\u66f8\u58eb\u6cd55\u67613\u53f7\uff09<\/li>\n<li>\u793e\u4f1a\u4fdd\u967a\u52b4\u52d9\u58eb\uff08\u793e\u4f1a\u4fdd\u967a\u52b4\u52d9\u58eb\u6cd55\u67612\u53f7\uff09<\/li>\n<li>\u516c\u8a8d\u4f1a\u8a08\u58eb\uff08\u516c\u8a8d\u4f1a\u8a08\u58eb\u6cd5\uff14\u67614\u53f7\uff09<\/li>\n<li>\u884c\u653f\u66f8\u58eb\uff08\u884c\u653f\u66f8\u58eb\u6cd52\u6761\u306e2\u7b2c2\u53f7\uff09<\/li>\n<li>\u8b66\u5099\u54e1\uff08\u8b66\u5099\u696d\u6cd54\u6761\uff09<\/li>\n<li>\u751f\u547d\u4fdd\u967a\u5916\u4ea4\u54e1\uff08279\u67611\u53f7\u3001307\u67611\u53f7\uff09<\/li>\n<p>\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u7834\u7523\u624b\u7d9a\u958b\u59cb\u306e\u6c7a\u5b9a\u3092\u53d7\u3051\u308b\u3068\u3001\u4e0a\u8a18\u306e\u8077\u696d\u306b\u5fc5\u8981\u306a\u8cc7\u683c\u306f\u65b0\u898f\u767b\u9332\u304c\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u65e2\u306b\u8cc7\u683c\u3092\u6301\u3063\u3066\u696d\u52d9\u3092\u884c\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u8cc7\u683c\u306e\u767b\u9332\u304c\u62b9\u6d88\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\n\u3053\u308c\u3089\u306e\u8077\u696d\u306e\u5236\u9650\u3082\u7121\u671f\u9650\u3067\u306f\u306a\u304f\u3001\u514d\u8cac\u8a31\u53ef\u6c7a\u5b9a\u3092\u53d7\u3051\u3066\u5fa9\u6a29\u3059\u308b\u307e\u3067\u306e\u9593\u306b\u9650\u3089\u308c\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u5fa9\u6a29\u5f8c\u3067\u3042\u308c\u3070\u65b0\u898f\u3067\u8cc7\u683c\u767b\u9332\u3092\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u65e2\u306b\u8cc7\u683c\u3092\u6301\u3063\u3066\u3044\u305f\u5834\u5408\u306b\u3082\u518d\u5ea6\u8cc7\u683c\u767b\u9332\u3092\u3059\u308c\u3070\u696d\u52d9\u3092\u518d\u958b\u3067\u304d\u307e\u3059\u3002\n<\/p>\n<p><strong>\u95a2\u9023\u8a18\u4e8b\uff1a<\/strong><br \/>\n<a href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jiko-hasan-tenshoku\/\">\u81ea\u5df1\u7834\u7523\u306f\u5c31\u8077\u30fb\u8ee2\u8077\u306b\u5f71\u97ff\u3059\u308b\uff1f\u4e00\u5b9a\u671f\u9593\u5236\u9650\u3055\u308c\u308b\u8077\u696d\u3082\u3042\u308b\uff01<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E3%83%AD%E3%83%BC%E3%83%B3%E5%AF%A9%E6%9F%BB%E3%81%8C%E9%80%9A%E3%82%8A%E3%81%AB%E3%81%8F%E3%81%8F%E3%81%AA%E3%82%8B\"><\/span>\u30ed\u30fc\u30f3\u5be9\u67fb\u304c\u901a\u308a\u306b\u304f\u304f\u306a\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306e\u969b\u3082\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u7533\u3057\u8fbc\u307f\u3068\u540c\u3058\u304f\u4fe1\u7528\u60c5\u5831\u304c\u30c1\u30a7\u30c3\u30af\u3055\u308c\u308b\u305f\u3081\u3001\u81ea\u5df1\u7834\u7523\u3057\u3066\u4e8b\u6545\u60c5\u5831\u304c\u4ed8\u304f\u3068\u5be9\u67fb\u304c\u901a\u308a\u306b\u304f\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u30ed\u30fc\u30f3\u306b\u3082\u5e7e\u3064\u304b\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u4f8b\u3048\u3070\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u5834\u5408\u306b\u306f\u4fe1\u7528\u60c5\u5831\u304c\u56de\u5fa9\u3059\u308b\u307e\u3067\u306e\u9593\u3001\u5be9\u67fb\u304c\u901a\u308b\u78ba\u7387\u306f\u975e\u5e38\u306b\u4f4e\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u306e\u5834\u5408\u3001\u4fe1\u8ca9\u4f1a\u793e\u3092\u7d4c\u7531\u305b\u305a\u72ec\u81ea\u306e\u5be9\u67fb\u3092\u884c\u3046\u300c\u81ea\u793e\u30ed\u30fc\u30f3\u300d\u3092\u884c\u3046\u4f1a\u793e\u304c\u3042\u308a\u3001\u81ea\u793e\u30ed\u30fc\u30f3\u3067\u3042\u308c\u3070\u5be9\u67fb\u304c\u901a\u308b\u53ef\u80fd\u6027\u306f\u3042\u308a\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u3053\u306e\u3088\u3046\u306a\u4f8b\u5916\u3092\u9664\u3051\u3070\u57fa\u672c\u7684\u306b\u30ed\u30fc\u30f3\u3092\u53d7\u3051\u308b\u306e\u306f\u96e3\u3057\u3044\u305f\u3081\u3001\u7834\u7523\u958b\u59cb\u306e\u6c7a\u5b9a\u304b\u30895\uff5e10\u5e74\u7d4c\u3063\u3066\u4fe1\u7528\u60c5\u5831\u304c\u56de\u5fa9\u3059\u308b\u307e\u3067\u5f85\u3063\u3066\u304b\u3089\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b\u306e\u304c\u671b\u307e\u3057\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><strong>\u95a2\u9023\u8a18\u4e8b\uff1a<\/strong><br \/>\n<a href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jiko-hsan-sinsa\/\">\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u30ed\u30fc\u30f3\u5be9\u67fb\u306b\u901a\u308b\u306e\u304b\uff1f\u30ed\u30fc\u30f3\u5be9\u67fb\u6642\u306e\u30dd\u30a4\u30f3\u30c8\u3084\u6ce8\u610f\u70b9\u306b\u3064\u3044\u3066<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%9B%E3%81%9A%E3%81%AB%E5%A5%A8%E5%AD%A6%E9%87%91%E3%81%AE%E8%BF%94%E6%B8%88%E3%82%92%E5%85%8D%E9%99%A4%E3%83%BB%E6%B8%9B%E9%A1%8D%E3%81%99%E3%82%8B%E6%96%B9%E6%B3%95\"><\/span>\u81ea\u5df1\u7834\u7523\u305b\u305a\u306b\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u3092\u514d\u9664\u30fb\u6e1b\u984d\u3059\u308b\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u81ea\u5df1\u7834\u7523\u305b\u305a\u306b\u5968\u5b66\u91d1\u3092\u514d\u9664\u30fb\u6e1b\u984d\u3059\u308b\u65b9\u6cd5\u304c\u3042\u308b<\/li>\n<li>\u81ea\u5df1\u7834\u7523\u4ee5\u5916\u306e\u50b5\u52d9\u6574\u7406\u3082\u691c\u8a0e\u3059\u308b\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u81ea\u5df1\u7834\u7523\u306b\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u3088\u3046\u306a\u306e\u3067\u3001\u4f55\u3068\u304b\u81ea\u5df1\u7834\u7523\u305b\u305a\u306b\u5968\u5b66\u91d1\u306e\u554f\u984c\u3092\u89e3\u6c7a\u3057\u305f\u3044\u306e\u3067\u3059\u304c\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u81ea\u5df1\u7834\u7523\u4ee5\u5916\u306b\u3082\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u3092\u514d\u9664\u30fb\u6e1b\u984d\u3067\u304d\u308b\u65b9\u6cd5\u304c\u3042\u308b\u306e\u3067\u3001\u307e\u305a\u306f\u3053\u308c\u3089\u3092\u691c\u8a0e\u3057\u3066\u307f\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u305d\u308c\u3067\u306f\u3001\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u3092\u514d\u9664\u30fb\u6e1b\u984d\u3059\u308b\u65b9\u6cd5\u306b\u3064\u3044\u3066\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E6%B8%9B%E9%A1%8D%E8%BF%94%E9%82%84%E5%88%B6%E5%BA%A6\"><\/span>\u6e1b\u984d\u8fd4\u9084\u5236\u5ea6<span 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href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/kojin-saisei-kikan-hiyou\/\">\u500b\u4eba\u518d\u751f\u3063\u3066\u3069\u306e\u304f\u3089\u3044\u304b\u304b\u308b\u306e\uff1f\u500b\u4eba\u518d\u751f\u306e\u671f\u9593\u3068\u8cbb\u7528\u3092\u89e3\u8aac<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E3%81%BE%E3%81%A8%E3%82%81\"><\/span>\u307e\u3068\u3081<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"article_summary-box\">\n\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u306a\u304f\u306a\u308a\u307e\u3059\u304c\u3001\u305d\u308c\u3068\u540c\u6642\u306b\u4fdd\u8a3c\u4eba\u3078\u306e\u5f71\u97ff\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u5236\u9650\u3001\u8077\u696d\u5236\u9650\u306a\u3069\u3001\u69d8\u3005\u306a\u5236\u7d04\u3082\u751f\u3058\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<br 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