{"id":7266,"date":"2025-08-26T15:20:15","date_gmt":"2025-08-26T06:20:15","guid":{"rendered":"https:\/\/www.shinjuku-law.jp\/columns-debt\/?p=7266"},"modified":"2026-01-30T14:50:14","modified_gmt":"2026-01-30T05:50:14","slug":"jikohasan-songaibaisyou","status":"publish","type":"post","link":"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/","title":{"rendered":"\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f\u514d\u8cac\u3055\u308c\u306a\u3044\u30b1\u30fc\u30b9\u3068\u306f"},"content":{"rendered":"<p><!--debt-column\u3010D389\u3011--!>\n<!-- \u2605\u3000--><\/p>\n<div class=\"text-box_setsumei\">\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f<\/div>\n<div class=\"article-zakkuri\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_zakkuri-point.png\" alt=\"\u3056\u3063\u304f\u308a\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_zakkuri-point\">\n<ul>\n<li>\u7834\u7523\u8005\u304c\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u3084\u4eba\u306e\u751f\u547d\u307e\u305f\u306f\u8eab\u4f53\u3092\u5bb3\u3059\u308b\u4e0d\u6cd5\u884c\u70ba\u306e\u640d\u5bb3\u8ce0\u511f\u306f\u514d\u9664\u3055\u308c\u306a\u3044<\/li>\n<li>\u975e\u514d\u8cac\u50b5\u6a29\u304c\u3042\u3063\u3066\u3082\u81ea\u5df1\u7834\u7523\u306f\u3067\u304d\u308b<\/li>\n<li>\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u306b\u8a72\u5f53\u3059\u308b\u3068\u88c1\u91cf\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u306a\u3044\u9650\u308a\u501f\u91d1\u306e\u652f\u6255\u3044\u7fa9\u52d9\u304c\u306a\u304f\u306a\u3089\u306a\u3044<\/li>\n<\/ul>\n<\/div>\n<div class=\"article_zakkuri-point_footer\"><\/div>\n<p><!--\/\/ \u3056\u3063\u304f\u308a\u30dd\u30a4\u30f3\u30c8\u30d5\u30c3\u30bf\u30fc End \/\/--><\/p>\n<div class=\"mokuji-title\">\u76ee\u6b21<\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-roman\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\"><\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" style=\"display: none;\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E3%80%90Cross_Talk_%E3%80%91%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%99%E3%82%8C%E3%81%B0%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%B2%AC%E4%BB%BB%E3%81%AF%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B%EF%BC%9F\" title=\"\u3010Cross Talk \u3011\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f\">\u3010Cross Talk \u3011\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%99%E3%82%8B%E3%81%A8%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%B2%AC%E4%BB%BB%E3%81%AF%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B%EF%BC%9F\" title=\"\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f\">\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%A8%E3%81%AF\" title=\"\u81ea\u5df1\u7834\u7523\u3068\u306f\">\u81ea\u5df1\u7834\u7523\u3068\u306f<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%B2%AC%E4%BB%BB%E3%81%A8%E3%81%AF\" title=\"\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u3068\u306f\">\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u3068\u306f<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E9%9D%9E%E5%85%8D%E8%B2%AC%E5%82%B5%E6%A8%A9%E3%81%AF%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%82%92%E3%81%97%E3%81%A6%E3%82%82%E5%85%8D%E9%99%A4%E3%81%95%E3%82%8C%E3%81%AA%E3%81%84\" title=\"\u975e\u514d\u8cac\u50b5\u6a29\u306f\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u514d\u9664\u3055\u308c\u306a\u3044\">\u975e\u514d\u8cac\u50b5\u6a29\u306f\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u514d\u9664\u3055\u308c\u306a\u3044<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E9%9D%9E%E5%85%8D%E8%B2%AC%E5%82%B5%E6%A8%A9%E3%81%AB%E3%81%82%E3%81%9F%E3%82%8B%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%AB%8B%E6%B1%82%E6%A8%A9\" title=\"\u975e\u514d\u8cac\u50b5\u6a29\u306b\u3042\u305f\u308b\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\">\u975e\u514d\u8cac\u50b5\u6a29\u306b\u3042\u305f\u308b\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E7%A0%B4%E7%94%A3%E8%80%85%E3%81%8C%E6%82%AA%E6%84%8F%E3%81%A7%E5%8A%A0%E3%81%88%E3%81%9F%E4%B8%8D%E6%B3%95%E8%A1%8C%E7%82%BA%E3%81%AB%E5%9F%BA%E3%81%A5%E3%81%8F%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%AB%8B%E6%B1%82%E6%A8%A9\" title=\"\u7834\u7523\u8005\u304c\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\">\u7834\u7523\u8005\u304c\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E7%A0%B4%E7%94%A3%E8%80%85%E3%81%8C%E6%95%85%E6%84%8F%E5%8F%88%E3%81%AF%E9%87%8D%E5%A4%A7%E3%81%AA%E9%81%8E%E5%A4%B1%E3%81%AB%E3%82%88%E3%82%8A%E5%8A%A0%E3%81%88%E3%81%9F%E4%BA%BA%E3%81%AE%E7%94%9F%E5%91%BD%E5%8F%88%E3%81%AF%E8%BA%AB%E4%BD%93%E3%82%92%E5%AE%B3%E3%81%99%E3%82%8B%E4%B8%8D%E6%B3%95%E8%A1%8C%E7%82%BA%E3%81%AB%E5%9F%BA%E3%81%A5%E3%81%8F%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%AB%8B%E6%B1%82%E6%A8%A9\" title=\"\u7834\u7523\u8005\u304c\u6545\u610f\u53c8\u306f\u91cd\u5927\u306a\u904e\u5931\u306b\u3088\u308a\u52a0\u3048\u305f\u4eba\u306e\u751f\u547d\u53c8\u306f\u8eab\u4f53\u3092\u5bb3\u3059\u308b\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\">\u7834\u7523\u8005\u304c\u6545\u610f\u53c8\u306f\u91cd\u5927\u306a\u904e\u5931\u306b\u3088\u308a\u52a0\u3048\u305f\u4eba\u306e\u751f\u547d\u53c8\u306f\u8eab\u4f53\u3092\u5bb3\u3059\u308b\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E9%9D%9E%E5%85%8D%E8%B2%AC%E5%82%B5%E6%A8%A9%E3%81%8C%E3%81%82%E3%81%A3%E3%81%A6%E3%82%82%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%A7%E3%81%8D%E3%82%8B\" title=\"\u975e\u514d\u8cac\u50b5\u6a29\u304c\u3042\u3063\u3066\u3082\u81ea\u5df1\u7834\u7523\u3067\u304d\u308b\">\u975e\u514d\u8cac\u50b5\u6a29\u304c\u3042\u3063\u3066\u3082\u81ea\u5df1\u7834\u7523\u3067\u304d\u308b<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%AE%E6%89%8B%E7%B6%9A%E3%82%92%E3%81%99%E3%82%8B%E4%B8%8A%E3%81%A7%E3%81%AE%E6%B3%A8%E6%84%8F%E7%82%B9\" title=\"\u81ea\u5df1\u7834\u7523\u306e\u624b\u7d9a\u3092\u3059\u308b\u4e0a\u3067\u306e\u6ce8\u610f\u70b9\">\u81ea\u5df1\u7834\u7523\u306e\u624b\u7d9a\u3092\u3059\u308b\u4e0a\u3067\u306e\u6ce8\u610f\u70b9<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E5%85%8D%E8%B2%AC%E4%B8%8D%E8%A8%B1%E5%8F%AF%E4%BA%8B%E7%94%B1%E3%81%8C%E3%81%82%E3%82%8B%E3%81%A8%E8%A3%81%E9%87%8F%E5%85%8D%E8%B2%AC%E3%81%8C%E8%AA%8D%E3%82%81%E3%82%89%E3%82%8C%E3%81%AA%E3%81%84%E9%99%90%E3%82%8A%E3%80%81%E5%82%B5%E5%8B%99%E3%81%8C%E5%85%8D%E8%B2%AC%E3%81%95%E3%82%8C%E3%81%AA%E3%81%84\" title=\"\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u3042\u308b\u3068\u88c1\u91cf\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u306a\u3044\u9650\u308a\u3001\u50b5\u52d9\u304c\u514d\u8cac\u3055\u308c\u306a\u3044\">\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u3042\u308b\u3068\u88c1\u91cf\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u306a\u3044\u9650\u308a\u3001\u50b5\u52d9\u304c\u514d\u8cac\u3055\u308c\u306a\u3044<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E8%A3%81%E9%87%8F%E5%85%8D%E8%B2%AC%E3%82%92%E5%BE%97%E3%82%8B%E6%96%B9%E6%B3%95\" title=\"\u88c1\u91cf\u514d\u8cac\u3092\u5f97\u308b\u65b9\u6cd5\">\u88c1\u91cf\u514d\u8cac\u3092\u5f97\u308b\u65b9\u6cd5<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jikohasan-songaibaisyou\/#%E3%81%BE%E3%81%A8%E3%82%81\" title=\"\u307e\u3068\u3081\">\u307e\u3068\u3081<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"%E3%80%90Cross_Talk_%E3%80%91%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%99%E3%82%8C%E3%81%B0%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%B2%AC%E4%BB%BB%E3%81%AF%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B%EF%BC%9F\"><\/span>\u3010Cross Talk \u3011\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u3092\u8ca0\u3063\u3066\u3044\u308b\u306e\u3067\u3059\u304c\u3001\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u514d\u8cac\u3055\u308c\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u50b5\u52d9\u306e\u6027\u8cea\u306b\u3088\u3063\u3066\u306f\u514d\u8cac\u3055\u308c\u306a\u3044\u5834\u5408\u304c\u3042\u308b\u306e\u3067\u4e00\u6982\u306b\u306f\u3044\u3048\u307e\u305b\u3093\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u3067\u306f\u3001\u3069\u306e\u3088\u3046\u306a\u5834\u5408\u306b\u514d\u8cac\u3055\u308c\u306a\u3044\u306e\u304b\u3092\u8a73\u3057\u304f\u77e5\u308a\u305f\u3044\u3067\u3059\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<div class=\"headline-comment\">\n\u81ea\u5df1\u7834\u7523\u3059\u308c\u3070\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f\n<\/div>\n<p>\u81ea\u5df1\u7834\u7523\u306f\u50b5\u52d9\u306e\u514d\u8cac\u3092\u53d7\u3051\u3089\u308c\u308b\u5236\u5ea6\u3067\u3059\u304c\u3001\u5168\u3066\u306e\u50b5\u52d9\u304c\u514d\u8cac\u3055\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306b\u3064\u3044\u3066\u306f\u3001\u305d\u306e\u6027\u8cea\u3084\u767a\u751f\u539f\u56e0\u306b\u3088\u3063\u3066\u514d\u8cac\u3055\u308c\u308b\u304b\u3069\u3046\u304b\u304c\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u81ea\u5df1\u7834\u7523\u3057\u305f\u5834\u5408\u306e\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306e\u53d6\u308a\u6271\u3044\u306b\u3064\u3044\u3066\u3001\u975e\u514d\u8cac\u50b5\u6a29\u306e\u8aac\u660e\u3068\u5408\u308f\u305b\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%99%E3%82%8B%E3%81%A8%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%B2%AC%E4%BB%BB%E3%81%AF%E3%81%AA%E3%81%8F%E3%81%AA%E3%82%8B%EF%BC%9F\"><\/span>\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u81ea\u5df1\u7834\u7523\u624b\u7d9a\u304d\u3092\u884c\u3044\u3001\u514d\u8cac\u8a31\u53ef\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u308c\u3070\u3001\u501f\u91d1\u304c\u30bc\u30ed\u306b\u306a\u308b<\/li>\n<li>\u50b5\u52d9\u306b\u306f\u3001\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u308b\u3082\u306e\u3068\u3001\u8a8d\u3081\u3089\u308c\u306a\u3044\u3082\u306e\u304c\u3042\u308b\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u514d\u8cac\u3055\u308c\u306a\u3044\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u304c\u3042\u308b\u306e\u3068\u3044\u3046\u306e\u306f\u3001\u672c\u5f53\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u306f\u3044\u3002\u305f\u3060\u3057\u3001\u305d\u308c\u3092\u7406\u89e3\u3059\u308b\u305f\u3081\u306b\u306f\u307e\u305a\u3001\u81ea\u5df1\u7834\u7523\u3084\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306b\u3064\u3044\u3066\u6b63\u3057\u304f\u7406\u89e3\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u3067\u306f\u3001\u81ea\u5df1\u7834\u7523\u3068\u306f\u4f55\u304b\u3001\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u3068\u306f\u4f55\u304b\u306b\u3064\u3044\u3066\u3001\u8a73\u3057\u304f\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%A8%E3%81%AF\"><\/span>\u81ea\u5df1\u7834\u7523\u3068\u306f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5df1\u7834\u7523\u3068\u306f\u3001\u652f\u6255\u4e0d\u80fd\u306b\u3042\u308b\u50b5\u52d9\u8005\u304c\u88c1\u5224\u6240\u306b\u7834\u7523\u7533\u3057\u7acb\u3066\u3092\u884c\u3044\u3001\u7834\u7523\u624b\u7d9a\u7d42\u4e86\u5f8c\u3001\u514d\u8cac\u624b\u7d9a\u304d\u306b\u3088\u3063\u3066\u50b5\u52d9\u3092\u514d\u8cac\u3059\u308b\u5236\u5ea6\u3067\u3059\u3002\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u308b\u3068\u501f\u91d1\u306e\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308a\u307e\u3059\u304c\u3001\u5fc5\u305a\u3057\u3082\u3059\u3079\u3066\u306e\u50b5\u52d9\u306b\u3064\u3044\u3066\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u307e\u305a\u81ea\u5df1\u7834\u7523\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u50b5\u52d9\u8005\u304c\u652f\u6255\u4e0d\u80fd\u72b6\u614b\u306b\u3042\u308b\u3053\u3068\u304c\u5fc5\u8981\u3067\u3059\u3002\u652f\u6255\u4e0d\u80fd\u3068\u306f\u3001\u6cd5\u5f8b\u4e0a\u300c\u50b5\u52d9\u306e\u3046\u3061\u5f01\u6e08\u671f\u306b\u3042\u308b\u3082\u306e\u306b\u3064\u304d\u3001\u4e00\u822c\u7684\u304b\u3064\u7d99\u7d9a\u7684\u306b\u5f01\u6e08\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u72b6\u614b\u300d\uff08\u7834\u7523\u6cd52\u676111\u9805\uff09\u3068\u3055\u308c\u3066\u304a\u308a\u3001\u9810\u91d1\u3084\u7d66\u6599\u305d\u306e\u4ed6\u306e\u53ce\u5165\u3092\u5408\u308f\u305b\u3066\u3082\u501f\u91d1\u3092\u8fd4\u305b\u306a\u3044\u72b6\u614b\u306e\u3053\u3068\u3092\u3044\u3044\u307e\u3059\u3002<\/p>\n<p>\u652f\u6255\u4e0d\u80fd\u72b6\u614b\u306b\u3042\u308a\u3001\u7834\u7523\u624b\u7d9a\u958b\u59cb\u6c7a\u5b9a\u304c\u51fa\u3066\u3082\u3001\u7834\u7523\u6cd5252\u6761\u306b\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u300c\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u300d\u306b\u8a72\u5f53\u3059\u308b\u3068\u3001\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u306a\u3044\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001\u6d6a\u8cbb\u3084\u8ced\u535a\u306a\u3069\u8457\u3057\u304f\u4e0d\u8aa0\u5b9f\u306a\u884c\u70ba\u306b\u3088\u3063\u3066\u50b5\u52d9\u3092\u5897\u52a0\u3055\u305b\u305f\u5834\u5408\u306a\u3069\u304c\u3001\u3053\u308c\u306b\u8a72\u5f53\u3057\u307e\u3059\u3002<\/p>\n<p><strong>\u95a2\u9023\u8a18\u4e8b\uff1a<\/strong><br \/>\n<a href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jiko-hasan-merit-demerit\/\">\u81ea\u5df1\u7834\u7523\u3063\u3066\u3069\u3093\u306a\u3082\u306e\uff1f\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u306f\uff1f<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%B2%AC%E4%BB%BB%E3%81%A8%E3%81%AF\"><\/span>\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u3068\u306f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u3001\u4e3b\u306b\u50b5\u52d9\u4e0d\u5c65\u884c\u3068\u4e0d\u6cd5\u884c\u70ba\u3068\u3044\u30462\u3064\u306e\u539f\u56e0\u306b\u3088\u3063\u3066\u767a\u751f\u3057\u307e\u3059\u3002\u50b5\u52d9\u4e0d\u5c65\u884c\u3068\u306f\u3001\u50b5\u52d9\u8005\u304c\u50b5\u52d9\u306e\u672c\u65e8\u306b\u5f93\u3063\u305f\u5c65\u884c\u3092\u3057\u306a\u3044\u3053\u3068\u3067\u3059\u3002\u4f8b\u3048\u3070\u3001\u58f2\u8cb7\u5951\u7d04\u306b\u304a\u3044\u3066\u58f2\u4e3b\u304c\u7d04\u675f\u3057\u305f\u671f\u65e5\u306b\u5546\u54c1\u3092\u5f15\u304d\u6e21\u3055\u306a\u3044\u306a\u3069\u306e\u884c\u70ba\u304c\u50b5\u52d9\u4e0d\u5c65\u884c\u306b\u3042\u305f\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u4e0d\u6cd5\u884c\u70ba\u3068\u3044\u3046\u306e\u306f\u4ed6\u4eba\u306e\u6a29\u5229\u3092\u9055\u6cd5\u306b\u4fb5\u5bb3\u3059\u308b\u884c\u70ba\u306e\u3053\u3068\u3067\u3059\u3002\u4f8b\u3048\u3070\u3001\u4ed6\u4eba\u306e\u6240\u6709\u7269\u3092\u58ca\u3057\u305f\u308a\u3001\u4ea4\u901a\u4e8b\u6545\u3067\u30b1\u30ac\u3092\u3055\u305b\u305f\u308a\u3059\u308b\u884c\u70ba\u306a\u3069\u304c\u3053\u308c\u306b\u8a72\u5f53\u3057\u307e\u3059\u3002<\/p>\n<p>\u6b21\u3067\u8ff0\u3079\u308b\u901a\u308a\u3001\u4e00\u90e8\u306e\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u975e\u514d\u8cac\u50b5\u6a29\u306b\u8a72\u5f53\u3057\u3001\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u514d\u8cac\u3055\u308c\u306a\u3044\u305f\u3081\u3001\u652f\u6255\u3044\u7fa9\u52d9\u3092\u514d\u308c\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E9%9D%9E%E5%85%8D%E8%B2%AC%E5%82%B5%E6%A8%A9%E3%81%AF%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%82%92%E3%81%97%E3%81%A6%E3%82%82%E5%85%8D%E9%99%A4%E3%81%95%E3%82%8C%E3%81%AA%E3%81%84\"><\/span>\u975e\u514d\u8cac\u50b5\u6a29\u306f\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u514d\u9664\u3055\u308c\u306a\u3044<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u975e\u514d\u8cac\u50b5\u6a29\u306f\u3001\u50b5\u6a29\u306e\u6027\u8cea\u4e0a\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u514d\u8cac\u3055\u308c\u306a\u3044\u50b5\u6a29<\/li>\n<li>\u975e\u514d\u8cac\u50b5\u6a29\u306b\u3042\u305f\u308b\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u3001\u81ea\u5df1\u7834\u7523\u306e\u514d\u8cac\u5bfe\u8c61\u306b\u306a\u3089\u306a\u3044\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u514d\u8cac\u3055\u308c\u306a\u3044\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u3068\u306f\u3001\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u304b\uff1f<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306e\u3046\u3061\u3067\u3082\u975e\u514d\u8cac\u50b5\u6a29\u306b\u3042\u305f\u308b\u3082\u306e\u306f\u3001\u81ea\u5df1\u7834\u7523\u3057\u3066\u3082\u514d\u8cac\u3092\u53d7\u3051\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u3067\u306f\u975e\u514d\u8cac\u50b5\u6a29\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<p>\u975e\u514d\u8cac\u50b5\u6a29\u3068\u306f\u3001\u305d\u306e\u6027\u8cea\u4e0a\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u514d\u8cac\u3055\u308c\u306a\u3044\u50b5\u6a29\u306e\u3053\u3068\u3067\u3059\uff08\u7834\u7523\u6cd5253\u6761\u4f46\u66f8\u304d\uff09\u3002\u7834\u7523\u8005\u306e\u50b5\u52d9\u306e\u4e2d\u306b\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u304c\u3042\u308b\u5834\u5408\u3001\u81ea\u5df1\u7834\u7523\u306e\u7533\u7acb\u3066\u304c\u8a8d\u3081\u3089\u308c\u3066\u3082\u514d\u8cac\u304c\u53d7\u3051\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u306e\u5177\u4f53\u4f8b\u306f\u3001\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<div class=\"text-box_setsumei\">\n<p>1.\u7a0e\u91d1\u306a\u3069\u306e\u79df\u7a0e\u516c\u8ab2<br \/>\n2.\u7834\u7523\u8005\u304c\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<br \/>\n3.\u7834\u7523\u8005\u304c\u6545\u610f\u53c8\u306f\u91cd\u5927\u306a\u904e\u5931\u306b\u3088\u308a\u52a0\u3048\u305f\u4eba\u306e\u751f\u547d\u53c8\u306f\u8eab\u4f53\u3092\u5bb3\u3059\u308b\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<br \/>\n4.\u6b21\u306b\u63b2\u3052\u308b\u7fa9\u52d9\u306b\u4fc2\u308b\u8acb\u6c42\u6a29<br \/>\na.\u592b\u5a66\u9593\u306e\u5354\u529b\u53ca\u3073\u6276\u52a9\u306e\u7fa9\u52d9<br \/>\nb.\u5a5a\u59fb\u304b\u3089\u751f\u305a\u308b\u8cbb\u7528\u306e\u5206\u62c5\u306e\u7fa9\u52d9<br \/>\nc.\u5b50\u306e\u76e3\u8b77\u306b\u95a2\u3059\u308b\u7fa9\u52d9<br \/>\nd.a\uff5ec\u306b\u63b2\u3052\u308b\u7fa9\u52d9\u306b\u985e\u3059\u308b\u7fa9\u52d9\u3067\u3042\u3063\u3066\u3001\u5951\u7d04\u306b\u57fa\u3065\u304f\u3082\u306e<br \/>\n5.\u96c7\u7528\u95a2\u4fc2\u306b\u57fa\u3065\u3044\u3066\u751f\u3058\u305f\u4f7f\u7528\u4eba\u306e\u8acb\u6c42\u6a29\u53ca\u3073\u4f7f\u7528\u4eba\u306e\u9810\u308a\u91d1\u306e\u8fd4\u9084\u8acb\u6c42\u6a29<br \/>\n6.\u7834\u7523\u8005\u304c\u77e5\u308a\u306a\u304c\u3089\u50b5\u6a29\u8005\u540d\u7c3f\u306b\u8a18\u8f09\u3057\u306a\u304b\u3063\u305f\u8acb\u6c42\u6a29<br \/>\n7.\u7f70\u91d1\u7b49\u306e\u8acb\u6c42\u6a29\n<\/div>\n<p>\u4e0a\u8a182\u30013\u306b\u8a72\u5f53\u3059\u308b\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\u306f\u3001\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u3067\u3042\u308b\u305f\u3081\u3001\u7834\u7523\u8005\u304c\u3053\u308c\u3089\u306e\u50b5\u52d9\u3092\u8ca0\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\u306f\u306a\u304f\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E9%9D%9E%E5%85%8D%E8%B2%AC%E5%82%B5%E6%A8%A9%E3%81%AB%E3%81%82%E3%81%9F%E3%82%8B%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%AB%8B%E6%B1%82%E6%A8%A9\"><\/span>\u975e\u514d\u8cac\u50b5\u6a29\u306b\u3042\u305f\u308b\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u7834\u7523\u8005\u304c\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\u306b\u306f\u7a4d\u6975\u7684\u306a\u5bb3\u610f\u304c\u5fc5\u8981<\/li>\n<li>\u4eba\u306e\u751f\u547d\u307e\u305f\u306f\u8eab\u4f53\u3092\u5bb3\u3059\u308b\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\u306f\u6545\u610f\u53c8\u306f\u91cd\u5927\u306a\u904e\u5931\u304c\u5fc5\u8981\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u975e\u514d\u8cac\u50b5\u6a29\u306b\u3042\u305f\u308b\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\u306b\u3064\u3044\u3066\u3001\u3088\u308a\u8a73\u3057\u304f\u77e5\u308a\u305f\u3044\u3067\u3059\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u3067\u306f\u3001\u5148\u307b\u3069\u7d39\u4ecb\u3057\u305f2\u3064\u306e\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\u306b\u3064\u3044\u3066\u3055\u3089\u306b\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%A0%B4%E7%94%A3%E8%80%85%E3%81%8C%E6%82%AA%E6%84%8F%E3%81%A7%E5%8A%A0%E3%81%88%E3%81%9F%E4%B8%8D%E6%B3%95%E8%A1%8C%E7%82%BA%E3%81%AB%E5%9F%BA%E3%81%A5%E3%81%8F%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%AB%8B%E6%B1%82%E6%A8%A9\"><\/span>\u7834\u7523\u8005\u304c\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u6cd5\u5f8b\u4e0a\u3001\u300c\u60aa\u610f\u300d\u3068\u306f\u4e8b\u5b9f\u3092\u77e5\u3063\u3066\u3044\u308b\u3053\u3068\u610f\u5473\u3057\u307e\u3059\u304c\u3001\u3053\u3053\u3067\u3044\u3046\u300c\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u300d\u3068\u306f\u3001\u7a4d\u6975\u7684\u306a\u5bb3\u610f\u3092\u8981\u3059\u308b\u72b6\u614b\u3092\u610f\u5473\u3059\u308b\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u5358\u306b\u6545\u610f\u306b\u884c\u308f\u308c\u305f\u4e0d\u6cd5\u884c\u70ba\u3067\u306f\u306a\u304f\u3001\u7a4d\u6975\u7684\u306b\u76f8\u624b\u306e\u5229\u76ca\u3092\u5bb3\u3059\u308b\u76ee\u7684\u3067\u884c\u3063\u305f\u4e0d\u6cd5\u884c\u70ba\u304c\u3053\u308c\u306b\u8a72\u5f53\u3057\u307e\u3059\u3002<\/p>\n<p>\n\u4f8b\u3048\u3070\u3001\u500b\u4eba\u7684\u306a\u6068\u307f\u304b\u3089\u76f8\u624b\u306b\u50b7\u5bb3\u3092\u8ca0\u308f\u305b\u305f\u5834\u5408\u3001\u3053\u308c\u306f\u7a4d\u6975\u7684\u306a\u5bb3\u610f\u3092\u6301\u3063\u305f\u4e0d\u6cd5\u884c\u70ba\u3068\u5224\u65ad\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u5834\u5408\u3001\u52a0\u5bb3\u8005\u304c\u81ea\u5df1\u7834\u7523\u3057\u3066\u3082\u3001\u3053\u306e\u50b7\u5bb3\u884c\u70ba\u306b\u3088\u3063\u3066\u751f\u3058\u305f\u640d\u5bb3\u8ce0\u511f\u50b5\u52d9\u306f\u975e\u514d\u8cac\u50b5\u6a29\u3068\u306a\u308a\u3001\u514d\u8cac\u306e\u5bfe\u8c61\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u3002\n<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%A0%B4%E7%94%A3%E8%80%85%E3%81%8C%E6%95%85%E6%84%8F%E5%8F%88%E3%81%AF%E9%87%8D%E5%A4%A7%E3%81%AA%E9%81%8E%E5%A4%B1%E3%81%AB%E3%82%88%E3%82%8A%E5%8A%A0%E3%81%88%E3%81%9F%E4%BA%BA%E3%81%AE%E7%94%9F%E5%91%BD%E5%8F%88%E3%81%AF%E8%BA%AB%E4%BD%93%E3%82%92%E5%AE%B3%E3%81%99%E3%82%8B%E4%B8%8D%E6%B3%95%E8%A1%8C%E7%82%BA%E3%81%AB%E5%9F%BA%E3%81%A5%E3%81%8F%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E8%AB%8B%E6%B1%82%E6%A8%A9\"><\/span>\u7834\u7523\u8005\u304c\u6545\u610f\u53c8\u306f\u91cd\u5927\u306a\u904e\u5931\u306b\u3088\u308a\u52a0\u3048\u305f\u4eba\u306e\u751f\u547d\u53c8\u306f\u8eab\u4f53\u3092\u5bb3\u3059\u308b\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u81ea\u5df1\u7834\u7523\u306b\u3088\u308a\u3001\u4eba\u306e\u751f\u547d\u53c8\u306f\u8eab\u4f53\u3092\u5bb3\u3059\u308b\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\u304c\u514d\u8cac\u3055\u308c\u308b\u3068\u88ab\u5bb3\u8005\u4fdd\u8b77\u306e\u89b3\u70b9\u304b\u3089\u554f\u984c\u304c\u3042\u308b\u305f\u3081\u3001\u3053\u306e\u3088\u3046\u306a\u5834\u5408\u3082\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u3068\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\n\u4ea4\u901a\u4e8b\u6545\u306a\u3069\u3067\u4ed6\u4eba\u306e\u751f\u547d\u307e\u305f\u306f\u8eab\u4f53\u3092\u5bb3\u3057\u305f\u5834\u5408\u3001\u305d\u308c\u306b\u3088\u3063\u3066\u751f\u3058\u305f\u640d\u5bb3\u8ce0\u511f\u8acb\u6c42\u6a29\u306f\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\n<\/p>\n<p>\u306a\u304a\u3001\u300c\u60aa\u610f\u3067\u52a0\u3048\u305f\u4e0d\u6cd5\u884c\u70ba\u300d\u3067\u306f\u7a4d\u6975\u7684\u306a\u5bb3\u610f\u304c\u5fc5\u8981\u3068\u3055\u308c\u308b\u306e\u306b\u5bfe\u3057\u3001\u3053\u3061\u3089\u306f\u300c\u6545\u610f\u53c8\u306f\u91cd\u5927\u306a\u904e\u5931\u300d\u304c\u8981\u4ef6\u3068\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u306b\u3082\u7559\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002\u300c\u91cd\u5927\u306a\u904e\u5931\u300d\u3068\u306f\u3001\u5358\u306a\u308b\u904e\u5931\u3088\u308a\u3082\u3001\u91cd\u3044\u6ce8\u610f\u7fa9\u52d9\u9055\u53cd\u304c\u3042\u308b\u5834\u5408\u3092\u3044\u3044\u307e\u3059\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E9%9D%9E%E5%85%8D%E8%B2%AC%E5%82%B5%E6%A8%A9%E3%81%8C%E3%81%82%E3%81%A3%E3%81%A6%E3%82%82%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%A7%E3%81%8D%E3%82%8B\"><\/span>\u975e\u514d\u8cac\u50b5\u6a29\u304c\u3042\u3063\u3066\u3082\u81ea\u5df1\u7834\u7523\u3067\u304d\u308b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u306f\u81ea\u5df1\u7834\u7523\u3057\u3066\u3082\u8fd4\u6e08\u7fa9\u52d9\u304c\u6b8b\u308b<\/li>\n<li>\u81ea\u5df1\u7834\u7523\u524d\u306b\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u304c\u306a\u3044\u304b\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u50b5\u52d9\u306e\u4e2d\u306b\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u304c\u3042\u308b\u3068\u3001\u81ea\u5df1\u7834\u7523\u3067\u304d\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u3044\u3044\u3048\u3001\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u304c\u3042\u3063\u3066\u3082\u81ea\u5df1\u7834\u7523\u306f\u3067\u304d\u307e\u3059\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u305d\u3046\u306a\u3093\u3067\u3059\u306d\u3002\u305d\u306e\u3042\u305f\u308a\u304c\u307e\u3060\u3088\u304f\u308f\u304b\u3089\u306a\u3044\u306e\u3067\u3001\u3082\u3046\u5c11\u3057\u8a73\u3057\u304f\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<p>\u524d\u8ff0\u306e\u3068\u304a\u308a\u3001\u975e\u514d\u8cac\u50b5\u6a29\u3068\u306f\u50b5\u6a29\u306e\u6027\u8cea\u4e0a\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u514d\u8cac\u3055\u308c\u306a\u3044\u50b5\u6a29\u306e\u3053\u3068\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u306f\u514d\u8cac\u306e\u5bfe\u8c61\u304b\u3089\u9664\u5916\u3055\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3042\u308a\u3001\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u306e\u5b58\u5728\u304c\u81ea\u5df1\u7834\u7523\u81ea\u4f53\u3092\u59a8\u3052\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305d\u306e\u305f\u3081\u3001\u975e\u514d\u8cac\u50b5\u6a29\u304c\u3042\u3063\u3066\u3082\u81ea\u5df1\u7834\u7523\u306f\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u7834\u7523\u8005\u304c\u60aa\u610f\u306b\u3088\u308b\u4e0d\u6cd5\u884c\u70ba\u3084\u751f\u547d\u30fb\u8eab\u4f53\u3092\u5bb3\u3059\u308b\u4e0d\u6cd5\u884c\u70ba\u306b\u57fa\u3065\u304f\u640d\u5bb3\u8ce0\u511f\u50b5\u52d9\u3092\u8ca0\u3063\u3066\u3044\u305f\u5834\u5408\u3001\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u305d\u306e\u640d\u5bb3\u8ce0\u511f\u50b5\u52d9\u306f\u514d\u8cac\u3055\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u3001\u305d\u306e\u4ed6\u306e\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u306b\u8a72\u5f53\u3057\u306a\u3044\u50b5\u52d9\u306f\u514d\u8cac\u3092\u53d7\u3051\u3089\u308c\u308b\u306e\u3067\u3001\u81ea\u5df1\u7834\u7523\u3092\u3059\u308b\u610f\u5473\u306f\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u81ea\u5df1\u7834\u7523\u3092\u691c\u8a0e\u3059\u308b\u969b\u306f\u3001\u3069\u306e\u50b5\u52d9\u304c\u514d\u8cac\u3055\u308c\u308b\u304b\u3092\u4e8b\u524d\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002\u3082\u3057\u50b5\u52d9\u306e\u5927\u90e8\u5206\u3092\u975e\u50b5\u514d\u8cac\u50b5\u6a29\u304c\u5360\u3081\u3066\u3044\u308b\u306e\u3067\u3042\u308c\u3070\u3001\u81ea\u5df1\u7834\u7523\u3092\u3057\u3066\u3082\u7d4c\u6e08\u7684\u306a\u8ca0\u62c5\u304c\u3042\u307e\u308a\u5909\u308f\u3089\u306a\u3044\u305f\u3081\u3001\u81ea\u5df1\u7834\u7523\u3059\u3079\u304d\u304b\u3069\u3046\u304b\u3092\u8003\u3048\u76f4\u3059\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%87%AA%E5%B7%B1%E7%A0%B4%E7%94%A3%E3%81%AE%E6%89%8B%E7%B6%9A%E3%82%92%E3%81%99%E3%82%8B%E4%B8%8A%E3%81%A7%E3%81%AE%E6%B3%A8%E6%84%8F%E7%82%B9\"><\/span>\u81ea\u5df1\u7834\u7523\u306e\u624b\u7d9a\u3092\u3059\u308b\u4e0a\u3067\u306e\u6ce8\u610f\u70b9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3000\/\/--><\/p>\n<div class=\"article-shitte-point\"><img src=\"\/columns-labor\/wp-content\/themes\/emanon-pro\/assets\/img\/illust-article_shitte-point_debt.png\" alt=\"\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u501f\u91d1\uff08\u50b5\u52d9\uff09\u6574\u7406\u306e\u30dd\u30a4\u30f3\u30c8\"><\/div>\n<div class=\"article_point-box\">\n<ul>\n<li>\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u3042\u308b\u3068\u88c1\u91cf\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u306a\u3044\u9650\u308a\u3001\u50b5\u52d9\u304c\u514d\u8cac\u3055\u308c\u306a\u3044<\/li>\n<li>\u88c1\u91cf\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u308c\u3070\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u3042\u3063\u3066\u3082\u50b5\u52d9\u304c\u514d\u8cac\u3055\u308c\u308b\n<\/li>\n<\/div>\n<p><!--\/\/ \u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8 End \/\/--><\/p>\n<div class=\"article_crosstalk\">\n<div class=\"article_icon-client01-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u305d\u306e\u4ed6\u306b\u4f55\u304b\u81ea\u5df1\u7834\u7523\u3092\u3059\u308b\u4e0a\u3067\u306e\u6ce8\u610f\u70b9\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/p>\n<\/div>\n<div class=\"article_icon-lawyer01-box\"><!--\u5f01\u8b77\u58eb--><\/p>\n<p class=\"article_icon-lawyer-comment\">\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u3042\u308b\u3068\u3001\u81ea\u5df1\u7834\u7523\u7533\u7acb\u3092\u3057\u3066\u3082\u3001\u88c1\u91cf\u514d\u8cac\u3055\u308c\u306a\u3044\u9650\u308a\u50b5\u52d9\u304c\u514d\u8cac\u3055\u308c\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3001\u3053\u306e\u70b9\u306b\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<\/div>\n<div class=\"article_icon-client02-box\"><!--\u76f8\u8ac7\u8005--><\/p>\n<p class=\"article_icon-client-comment\">\u3067\u306f\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u306b\u3064\u3044\u3066\u3082\u8a73\u3057\u304f\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div>\n<\/div>\n<p><!--\/\/ cross talk end\/\/--><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%85%8D%E8%B2%AC%E4%B8%8D%E8%A8%B1%E5%8F%AF%E4%BA%8B%E7%94%B1%E3%81%8C%E3%81%82%E3%82%8B%E3%81%A8%E8%A3%81%E9%87%8F%E5%85%8D%E8%B2%AC%E3%81%8C%E8%AA%8D%E3%82%81%E3%82%89%E3%82%8C%E3%81%AA%E3%81%84%E9%99%90%E3%82%8A%E3%80%81%E5%82%B5%E5%8B%99%E3%81%8C%E5%85%8D%E8%B2%AC%E3%81%95%E3%82%8C%E3%81%AA%E3%81%84\"><\/span>\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u3042\u308b\u3068\u88c1\u91cf\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u306a\u3044\u9650\u308a\u3001\u50b5\u52d9\u304c\u514d\u8cac\u3055\u308c\u306a\u3044<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u3068\u306f\u3001\u6cd5\u5f8b\u306b\u3088\u3063\u3066\u5b9a\u3081\u3089\u308c\u305f\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u306a\u3044\u4e8b\u60c5\u306e\u3053\u3068\u3067\u3059\u3002\u7834\u7523\u6cd5\u306b\u306f\u514d\u8cac\u4e0d\u8a31\u53ef\u4e8b\u7531\u304c\u5217\u6319\u3055\u308c\u3066\u304a\u308a\uff08\u7834\u7523\u6cd5252\u6761\uff09\u3001\u4ee5\u4e0b\u306b\u8a72\u5f53\u3059\u308b\u4e8b\u5b9f\u304c\u3042\u308b\u5834\u5408\u306b\u306f\u514d\u8cac\u304c\u8a8d\u3081\u3089\u308c\u306a\u3044\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<li>\u8ca1\u7523\u4fa1\u5024\u3092\u6e1b\u5c11\u3055\u305b\u308b\u884c\u70ba<\/li>\n<li>\u4e0d\u5229\u76ca\u306a\u6761\u4ef6\u306b\u3088\u308b\u50b5\u52d9\u306e\u8ca0\u62c5<\/li>\n<li>\u7279\u5b9a\u306e\u50b5\u6a29\u8005\u306b\u5229\u76ca\u3092\u4e0e\u3048\u308b\u884c\u70ba<\/li>\n<li>\u6d6a\u8cbb\u3084\u30ae\u30e3\u30f3\u30d6\u30eb\u306b\u3088\u308b\u8ca1\u7523\u306e\u8cbb\u6d88<\/li>\n<li>\u8a50\u8853\u3092\u7528\u3044\u305f\u4fe1\u7528\u53d6\u5f15<\/li>\n<li>\u5e33\u7c3f\u306e\u7834\u68c4\u30fb\u96a0\u533f\u30fb\u507d\u9020<\/li>\n<li>\u865a\u507d\u306e\u50b5\u6a29\u8005\u540d\u7fa9\u306e\u63d0\u51fa<\/li>\n<li>\u88c1\u5224\u6240\u3078\u306e\u8aac\u660e\u62d2\u5426\u307e\u305f\u306f\u865a\u507d\u306e\u8aac\u660e<\/li>\n<li>\u7ba1\u8ca1\u696d\u52d9\u306e\u59a8\u5bb3<\/li>\n<li>\u904e\u53bb7\u5e74\u4ee5\u5185\u306b\u514d\u8cac\u3092\u53d7\u3051\u3066\u3044\u308b<\/li>\n<li>\u7834\u7523\u6cd5\u4e0a\u306e\u7fa9\u52d9\u9055\u53cd<\/li>\n<p>\u3044\u304f\u3064\u304b\u5177\u4f53\u4f8b\u3092\u6319\u3052\u308b\u3068\u3001\u307e\u305a\u300c\u6d6a\u8cbb\u3084\u30ae\u30e3\u30f3\u30d6\u30eb\u306b\u3088\u308b\u8ca1\u7523\u306e\u8cbb\u6d88\u300d\u3068\u306f\u3001\u4f8b\u3048\u3070\u8fd4\u6e08\u80fd\u529b\u3092\u8d85\u3048\u305f\u6d6a\u8cbb\u3084\u3001\u30d1\u30c1\u30f3\u30b3\u30fb\u7af6\u99ac\u30fb\u30aa\u30f3\u30e9\u30a4\u30f3\u30ab\u30b8\u30ce\u306a\u3069\u306e\u30ae\u30e3\u30f3\u30d6\u30eb\u306b\u8cbb\u3084\u3057\u3066\u8ca1\u7523\u3092\u6e1b\u5c11\u3055\u305b\u308b\u884c\u70ba\u3067\u3059\u3002<\/p>\n<p>\u300c\u8a50\u8853\u3092\u7528\u3044\u305f\u4fe1\u7528\u53d6\u5f15\u300d\u306f\u3001\u8fd4\u6e08\u80fd\u529b\u304c\u306a\u3044\u3053\u3068\u3092\u96a0\u3057\u3066\u878d\u8cc7\u3092\u53d7\u3051\u308b\u306a\u3069\u3001\u5618\u3084\u9a19\u3057\u306b\u3088\u3063\u3066\u4fe1\u7528\u53d6\u5f15\u3092\u3059\u308b\u884c\u70ba\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n<p>\u300c\u7279\u5b9a\u306e\u50b5\u6a29\u8005\u306b\u5229\u76ca\u3092\u4e0e\u3048\u308b\u884c\u70ba\u300d\u306f\u3001\u89aa\u65cf\u3084\u77e5\u4eba\u306a\u3069\u7279\u5b9a\u306e\u50b5\u6a29\u8005\u3060\u3051\u306b\u50b5\u52d9\u3092\u8fd4\u6e08\u3057\u3001\u4ed6\u306e\u50b5\u6a29\u8005\u306e\u5229\u76ca\u3092\u5bb3\u3059\u308b\u884c\u70ba\u3067\u3059\u3002<\/p>\n<p><strong>\u95a2\u9023\u8a18\u4e8b\uff1a<\/strong><br \/>\n<a href=\"https:\/\/www.shinjuku-law.jp\/columns-debt\/jiko-hasani-shakkin-shurui\/\">\u30ae\u30e3\u30f3\u30d6\u30eb\u306e\u501f\u91d1\u3063\u3066\u7834\u7523\u3067\u304d\u308b\uff1f\u501f\u91d1\u306e\u7a2e\u985e\u3067\u81ea\u5df1\u7834\u7523\u306b\u5f71\u97ff\u3042\u308b\u306e\uff1f<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E8%A3%81%E9%87%8F%E5%85%8D%E8%B2%AC%E3%82%92%E5%BE%97%E3%82%8B%E6%96%B9%E6%B3%95\"><\/span>\u88c1\u91cf\u514d\u8cac\u3092\u5f97\u308b\u65b9\u6cd5<span 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